Retirement plan

INTERMOUNTAIN HEALTHCARE SAVINGS PLUS 401(K) PLAN

INTERMOUNTAIN HEALTH CARE, INC.EIN 87-0269232Plan #002PY 2020
36 S STATE ST, 16TH FLOOR - SALT LAKE CITY, UT 84111801-442-2049LinkedIn11-50 employeesmedical practice
Prospect flagsCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor & administrator signer
DAVID K. ADAMS
Signed 10/14/2021
(801) 442-2049

Summary metrics

Total assets (EOY)
$3686.4M
-7.2% from 2016
Total participants
54,053
-4.3% from 2016
Average account balance
$79,283
-2.5% from 2016
Annual return
22.15%
-4.14 pp from 2016

Benchmarks

Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants>=10,000
Cohort228 peers
Snapshot2020
Participant deferral / active EE
$4,099
median $3,786
Employer contribution / active EE
$1,073
median $1,365
Participation rate
81.5%
median 83.8%
Avg account balance
$79,283
median $58,490
Admin fee / account holder
$96
median $46
Annual return
22.15%
median 16.84%
Overall peer rank
51st percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$6.83B
Average account balance
Total assets / participants with a balance (line 6g)
$81K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
83,866
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
96.0%
Contributions (total)
Employer and participant dollars contributed each year
$573.85M
Contributions per participant
Average employer and participant contribution per enrolled participant
$8K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+12.67%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$117
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 20 by compensation
ProviderService typeCompensation
Service code 27
1000 WILSON BOULEVARD, SUITE 3000 · ARLINGTON, VA 22209
Advisory (Plan)
$1,573,000
Service code 15
100 EAST PRATT STREET · BALTIMORE, MD 21202
Recordkeeping
$1,548,000
Service code 26
5314 RIVER RUN DR · PROVO, UT 84604
Advisory (Participants)
$468,000
INVESCO4 years
Service code 27
22069 NETWORK PLACE · CHICAGO, IL 60673
Advisory (Plan)
$339,000
MERCER2 years
Service code 16
PO BOX 13793 · DALLAS, TX 75373
Consulting
$83,000
Service code 26
620 S MAIN ST · BOUNTIFUL, UT 84010
Advisory (Participants)
$64,000
Service code 21
PO BOX 75986 · CHICAGO, IL 60675
Bank Trustee
$63,000
Service code 26
22 WEST WASHINGTON STREET · CHICAGO, IL 60602
Advisory (Participants)
$51,000
Service code 26
3883 TELEGRAPH RD · BLOOMFIELD TWP, MI 48302
Advisory (Participants)
$38,000
Service code 29
201 SOUTH MAIN STREET · SALT LAKE CITY, UT 84111
Legal
$35,000

Plan features & details

Pension benefit codes2E2F2G2J2R2S3H
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped
  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II
Admin total
$4.5M
$109 / participant
  • Investment mgmt$3M63.5%
  • Contract admin$1M32.0%
  • Other / not subdivided$203K4.6%
% of EOY assets
0.121%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
KPMG LLP
Auditor EIN
135565207
Audit fees
(not subdivided)
Opinion code
Disclaimer