Retirement plan
INTERMOUNTAIN HEALTH 401(K) PLAN
INTERMOUNTAIN HEALTH CARE, INC.EIN 87-0269232Plan #002PY 2024
36 S STATE ST, 16TH FLOOR - SALT LAKE CITY, UT 84111801-442-2000LinkedIn11-50 employeesmedical practice
Other plans on this EIN
2 filingsProspect flagsLow returns
Filing contacts
From the Form 5500, federal recordPlan administrator signer
DAVID K. ADAMS
Signed 10/11/2025
Summary metrics
Total assets (EOY)
$6832.9M
-7.2% from 2016
Total participants
86,655
-4.3% from 2016
Average account balance
$81,474
-2.5% from 2016
Annual return
12.67%
-4.14 pp from 2016
Benchmarks
Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants>=10,000
Cohort275 peers
Snapshot2024
53
Participant deferral / active EE
$5,189
median $4,708
63
Employer contribution / active EE
$3,123
median $2,014
82
Participation rate
96.0%
median 86.4%
67
Avg account balance
$81,474
median $64,875
4
Admin fee / account holder
$117
median $50
15
Annual return
12.67%
median 14.66%
Overall peer rank
47of 100
47th percentileavg across 6 metrics
Analytics
2015 - 2024
Total assets (EOY)
Plan-year ending balance
$6.83B
Average account balance
Total assets / participants with a balance (line 6g)
$81K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
83,866
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
96.0%
Contributions (total)
Employer and participant dollars contributed each year
$573.85M
Contributions per participant
Average employer and participant contribution per enrolled participant
$8K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+12.67%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$117
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 10 of 40 by compensation
| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC10+ years Service code 15 1307 POINT STREET · BALTIMORE, MD 21231 | Recordkeeping | $3,483,000 |
Service code 27 1000 WILSON BLVD · ARLINGTON, VA 22209 | Advisory (Plan) | $2,562,000 |
TOWNSQUARE CAPITAL LLC6 years Service code 26 · EIN 82-1306760 | Advisory (Participants) | $1,825,000 |
THE NORTHERN TRUST COMPANY4 years Service code 27 50 S. LASALLE STREET · CHICAGO, IL 60675 | Advisory (Plan) | $436,000 |
INVESCO8 years Service code 27 PO BOX 219078 · KANSAS CITY, MO 64121 | Advisory (Plan) | $348,000 |
Service code 26 · EIN 27-3616371 | Advisory (Participants) | $244,000 |
Service code 26 · EIN 36-4410122 | Advisory (Participants) | $135,000 |
CASTLEVIEW PARTNERS LLC2 years Service code 26 · EIN 47-4596387 | Advisory (Participants) | $102,000 |
MERCER6 years Service code 16 PO BOX 13793 · DALLAS, TX 75373 | Consulting | $98,000 |
Service code 26 · EIN 92-1345960 | Advisory (Participants) | $50,000 |
Plan features & details
Pension benefit codes2E2F2G2J2R2S3H
Plan features
- 2EProfit-sharingProfit-sharing plan.
- 2FERISA section 404(c) planThis plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
- 2GTotal participant-directed account planParticipants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
- 2JCode section 401(k) featureCash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
- 2RParticipant-directed brokerage accountsParticipant-directed brokerage accounts provided as an investment option under the plan.
- 2SAutomatic enrollmentPlan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
- 3HControlled group memberPlan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
Opportunity flags
1 tripped
- OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
Expense breakdown
Schedule H Part II
Admin total
$9.8M
$142 / participant
- Recordkeeping$3M28.5%
- Trustee / custodial$355K3.6%
- Investment mgmt$6M63.1%
- Legal$24K0.2%
- Contract admin$49K0.5%
- Other / not subdivided$399K4.1%
% of EOY assets
0.143%
all-in expense ratio
Categories reported
5 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Unqualified opinion
Auditor signed off without reservation - the cleanest possible opinion.
- Auditor firm
- CROWE, LLP
- Auditor EIN
- 350921680
- Audit fees
- $40,000
- Opinion code
- Unqualified