PlanOptica
Retirement plan

CAPITAL RETIREMENT SAVINGS PLAN

CAPITAL GROUP COMPANIES, INC.EIN 86-0206507Plan #002PY 2025
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333 S HOPE STREET 53RD FLOOR - LOS ANGELES, CA 90071959-975-3820capitalinternational.comLinkedIn1-10 employees
Prospect flagsHigh assets / participantFailed to transmit contributionsCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(959) 975-3820
Plan administrator signer
KATHLEEN KELLY
Signed 04/07/2026
Plan administrator entity
ADMINISTRATIVE COMMITTEE, C/O
EIN 953151387
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Summary metrics

Total assets (EOY)
$8159.9M
-14.0% from 2017
Total participants
12,306
-0.8% from 2017
Average account balance
$665,135
-13.4% from 2017
Annual return
15.61%
-15.99 pp from 2017

Benchmarks

See 35 peers
Peer group
Industryany (size+type match)
Plan typeDefined contribution
Participants5,000-9,999
Cohort35 peers
Snapshot2025
Participant deferral / active EE
$11,252
median $3,423
Employer contribution / active EE
$26,412
median $3,369
Participation rate
99.5%
median 99.5%
Avg account balance
$665,135
median $64,350
Admin fee / account holder
$0
median $106
Annual return
15.61%
median 10.15%
Overall peer rank
78th percentileavg across 6 metrics

Analytics

2016 - 2025
Total assets (EOY)
Plan-year ending balance
$8.16B
Average account balance
Total assets / participants with a balance (line 6g)
$665K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
12,268
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
99.5%
Contributions (total)
Employer and participant dollars contributed each year
$304.55M
Contributions per participant
Average employer and participant contribution per enrolled participant
$38K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.61%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 2 by compensation
ProviderService typeCompensation
ALIGHT SOLUTIONS LLC8 years
Service code 15 · EIN 82-1061233
Recordkeeping
$28,100
FIDELITY INVESTMENTS1 year
Service code 64 · EIN 04-2647786
Recordkeeping Fees
$2,225

Top hat statement on fileNQDC

Filed September 30, 2020

Plan administrator

Plan administrator name— Sign in and upgrade to view
400 South Hope Street
Los Angeles, CA 90071
Email— Sign in and upgrade to viewPhone— Sign in and upgrade to view

Plans declared (1)

  • THE CAPITAL GROUP COMPANIES, INC. & PARTICIPATING AFFILIATES SENIOR COMMISSIONED PROFESSIONALS TRANSITION BONUS PLAN4 emp
Open the filing PDF

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped
  • ComplianceFailed to transmit contributions

    Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$2K
$0 / participant
  • Recordkeeping$2K100.0%
% of EOY assets
0.000%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified