PlanOptica
Retirement plan

CAPITAL RETIREMENT SAVINGS PLAN

THE CAPITAL GROUP COMPANIES, INC.EIN 86-0206507Plan #002PY 2021
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333 SO. HOPE STREET - LOS ANGELES, CA 90071213-486-9200capitalinternational.comLinkedIn1-10 employees
Prospect flagsHigh assets / participantCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(213) 486-9200
Plan administrator signer
KATHLEEN KELLY
Signed 02/01/2022
Plan administrator entity
ADMINISTRATIVE COMMITTEE, C/O
EIN 953151387
333 SO. HOPE STREET, 52ND FLOOR · LOS ANGELES, CA 90071
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Summary metrics

Total assets (EOY)
$6507.3M
-14.0% from 2017
Total participants
10,899
-0.8% from 2017
Average account balance
$598,865
-13.4% from 2017
Annual return
30.86%
-15.99 pp from 2017

Benchmarks

See 97 peers
Peer group
Industry52 - Finance and Insurance
Plan typeDefined contribution
Participants5,000-9,999
Cohort97 peers
Snapshot2021
Participant deferral / active EE
$10,309
median $7,129
Employer contribution / active EE
$22,241
median $3,790
Participation rate
99.5%
median 96.5%
Avg account balance
$598,865
median $112,808
Admin fee / account holder
$0
median $58
Annual return
30.86%
median 16.94%
Overall peer rank
93rd percentileavg across 6 metrics

Analytics

2016 - 2025
Total assets (EOY)
Plan-year ending balance
$8.16B
Average account balance
Total assets / participants with a balance (line 6g)
$665K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
12,268
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
99.5%
Contributions (total)
Employer and participant dollars contributed each year
$304.55M
Contributions per participant
Average employer and participant contribution per enrolled participant
$38K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.61%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 1 by compensation
ProviderService typeCompensation
ALIGHT SOLUTIONS LLC4 years
Service code 15 · EIN 82-1061233
Recordkeeping
$23,100

Top hat statement on fileNQDC

Filed September 30, 2020

Plan administrator

Plan administrator name— Sign in and upgrade to view
400 South Hope Street
Los Angeles, CA 90071
Email— Sign in and upgrade to viewPhone— Sign in and upgrade to view

Plans declared (1)

  • THE CAPITAL GROUP COMPANIES, INC. & PARTICIPATING AFFILIATES SENIOR COMMISSIONED PROFESSIONALS TRANSITION BONUS PLAN4 emp
Open the filing PDF

Plan features & details

Pension benefit codes2E2F2G2J2S2T
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped
  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified