PlanOptica
Retirement plan

CAPITAL RETIREMENT SAVINGS PLAN

CAPITAL GROUP COMPANIES, INC.EIN 86-0206507Plan #002PY 2024
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333 S HOPE STREET 53RD FLOOR - LOS ANGELES, CA 90071959-975-3820capitalinternational.comLinkedIn1-10 employees
Prospect flagsHigh assets / participantFailed to transmit contributionsCorrective distributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(959) 975-3820
Plan administrator entity
ADMINISTRATIVE COMMITTEE, C/O
EIN 953151387
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Summary metrics

Total assets (EOY)
$7067.4M
-14.0% from 2017
Total participants
12,260
-0.8% from 2017
Average account balance
$578,728
-13.4% from 2017
Annual return
16.31%
-15.99 pp from 2017

Benchmarks

See 94 peers
Peer group
Industry52 - Finance and Insurance
Plan typeDefined contribution
Participants5,000-9,999
Cohort94 peers
Snapshot2024
Participant deferral / active EE
$10,415
median $7,936
Employer contribution / active EE
$24,125
median $4,218
Participation rate
99.4%
median 96.5%
Avg account balance
$578,728
median $128,318
Admin fee / account holder
$0
median $71
Annual return
16.31%
median 15.92%
Overall peer rank
84th percentileavg across 6 metrics

Analytics

2016 - 2025
Total assets (EOY)
Plan-year ending balance
$8.16B
Average account balance
Total assets / participants with a balance (line 6g)
$665K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
12,268
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
99.5%
Contributions (total)
Employer and participant dollars contributed each year
$304.55M
Contributions per participant
Average employer and participant contribution per enrolled participant
$38K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.61%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 1 by compensation
ProviderService typeCompensation
ALIGHT SOLUTIONS LLC7 years
Service code 15 · EIN 82-1061233
Recordkeeping
$31,050

Top hat statement on fileNQDC

Filed September 30, 2020

Plan administrator

Plan administrator name— Sign in and upgrade to view
400 South Hope Street
Los Angeles, CA 90071
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Plans declared (1)

  • THE CAPITAL GROUP COMPANIES, INC. & PARTICIPATING AFFILIATES SENIOR COMMISSIONED PROFESSIONALS TRANSITION BONUS PLAN4 emp
Open the filing PDF

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2S
    Automatic enrollment
    Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped
  • ComplianceFailed to transmit contributions

    Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

  • ComplianceCorrective distributions

    Plan reported corrective distributions (failed ADP/ACP testing).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified