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Retirement plan

ARAMCO U.S. RETIREMENT INCOME PLAN

ARAMCO SHARED BENEFITS COMPANYEIN 84-4364434Plan #001PY 2024
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1200 SMITH STREET, 36TH FLOOR - HOUSTON, TX 77002713-432-4000
Other plans on this EIN
1 filing
#002Retirement-$2.89B assets
Prospect flagsLow employer contributionWind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(713) 432-4000
Plan administrator signer
RONALD CHARLES
Signed 10/14/2025
How to read this page

Summary metrics

Total assets (EOY)
$1833.1M
+2.7% from 2020
Total participants
1,794
+23.7% from 2020
Average account balance
$0
No prior year
Annual return
4.33%
+9.37 pp from 2020

Benchmarks

See 782 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants1,000-4,999
Cohort782 peers
Snapshot2024
Participant deferral / active EE
$0
median $197
Employer contribution / active EE
$0
median $9,844
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
4.33%
median 7.40%
Overall peer rank
17th percentileavg across 6 metrics

Analytics

2019 - 2024
Total assets (EOY)
Plan-year ending balance
$1.83B
Average account balance
Total assets / participants with a balance (line 6g)
$1.0M
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
378
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$50.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$32K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+4.33%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 43 by compensation
ProviderService typeCompensation
DE SHAW VALENCE FUND6+ years
Service code 28 · EIN 98-0351535
Investment Management
$1,662,201
JP MORGAN CHASE BANK N.A.6+ years
Service code 10 · EIN 13-4994650
Accounting
$1,548,339
DE SHAW COMPOSITE INTL FUND6+ years
Service code 28 · EIN 98-0351535
Investment Management
$1,103,422
JEFFERIES INTERNATIONAL LIMITED1 year
Service code 27
Advisory (Plan)
$952,034
GOLDMAN SACHS VINTAGE VII6+ years
Service code 28 · EIN 46-0520687
Investment Management
$925,832
PACIFIC INVESTMENT MANAGEMENT PIMCO6+ years
Service code 28 · EIN 33-0629048
Investment Management
$827,975
RELATED FUND MANAGER CORE SMA4 years
Service code 28
30 HUDSON YARDS · NEW YORK, NY 10001
Investment Management
$603,318
CITADEL KENSINGTON6+ years
Service code 28
Investment Management
$543,014
PARTNERS GROUP REAL ESTATE SEC 20171 year
Service code 28
THE GRACE BUILDING · NEW YORK, NY 10036
Investment Management
$534,582
MAGNETAR CONSTELLATION FUND6+ years
Service code 28
Investment Management
$403,615

Enrolled actuary

1 attachment
SB

JONATHAN Q. STERBANZ

WILLIS TOWERS WATSON US LLC
Enrollment #2307759
811 LOUISIANA STREET, SUITE 2200
HOUSTON, TX 77002
(713) 754-5400

Plan features & details

Pension benefit codes1A1E3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1E
    Section 401(h) arrangement
    Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • OpportunityLow employer contribution

    Employer contribution per participant is in the bottom quintile of the peer cohort.

  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$7.4M
$5245 / participant
  • Investment mgmt$3M35.2%
  • Other trustee fees$5M62.2%
  • Other / not subdivided$189K2.5%
% of EOY assets
0.405%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
PRICEWATERHOUSECOOPERS LLP
Auditor EIN
134008324
Audit fees
(not subdivided)
Opinion code
Unqualified