Retirement plan

ARAMCO U.S. RETIREMENT INCOME PLAN

ARAMCO SHARED BENEFITS COMPANYEIN 84-4364434Plan #001PY 2020
1200 SMITH STREET, 36TH FLOOR - HOUSTON, TX 77002713-432-4000
Other plans on this EIN
1 filing
Prospect flagsWind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(713) 432-4000
Plan administrator signer
RONALD CHARLES
Signed 10/07/2021

Summary metrics

Total assets (EOY)
$2382M
+2.7% from 2020
Total participants
2,325
+23.7% from 2020
Average account balance
$0
No prior year
Annual return
10.90%
+9.37 pp from 2020

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants1,000-4,999
Cohort977 peers
Snapshot2020
Participant deferral / active EE
$0
median $1
Employer contribution / active EE
$0
median $8,530
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
10.90%
median 11.94%
Overall peer rank
41st percentileavg across 6 metrics

Analytics

2019 - 2024
Total assets (EOY)
Plan-year ending balance
$1.83B
Average account balance
Total assets / participants with a balance (line 6g)
$1.0M
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
378
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$50.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$32K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+4.33%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
Service code 28 · EIN 98-0351535
Investment Management
$4,418,665
Service code 28
Investment Management
$3,337,050
Service code 10 · EIN 13-4994650
Accounting
$822,180
Service code 28 · EIN 33-0629048
Investment Management
$781,602
Service code 28 · EIN 98-0351535
Investment Management
$716,752
Service code 32
Investment management fees paid direc...
$697,121
Service code 28
Investment Management
$531,597
Service code 28
Investment Management
$304,636
Service code 28
Investment Management
$298,621
Service code 28
ONE MARITIME PLAZA, SUITE 2300 · SAN FRANCISCO, CA 94111
Investment Management
$296,558

Enrolled actuary

1 attachment
SB

JONATHAN Q. STERBANZ

TOWERS WATSON DELAWARE INC.
Enrollment #2007759
811 LOUISIANA STREET, SUITE 2200
HOUSTON, TX 77002
(713) 754-5400
Signed 2021-08-25

Reportable transactions (Schedule G)

10 rows

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

CategoryCounterpartyRelationship / TermsAddressAmount
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC
Part 1
Loan in default
LEBANESE REPUBLIC

Plan features & details

Pension benefit codes1A1E3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1E
    Section 401(h) arrangement
    Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped
  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$9.2M
$4622 / participant
  • Investment mgmt$4M40.7%
  • Other / not subdivided$5M59.3%
% of EOY assets
0.385%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
PRICEWATERHOUSECOOPERS LLP
Auditor EIN
134008324
Audit fees
(not subdivided)
Opinion code
Disclaimer