Retirement plan

CITIGROUP PENSION PLAN

CITIGROUP INC.EIN 52-1568099Plan #020PY 2015
750 WASHINGTON BLVD 9TH FLOOR - STAMFORD, CT 06901718-248-1031
Other plans on this EIN
1 filing
Prospect flagsHigh retiree %

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
JOHN SANTORO
Signed 10/14/2016
(718) 248-1031
Plan administrator signer
LORI SZERENCSY
Signed 10/14/2016
Plan administrator entity
WILLIS TOWERS WATSON
EIN 231159360
CENTRE SQUARE EAST, 1500 MARKET STREET · PHILADELPHIA, PA 191024790
(215) 246-6000

Summary metrics

Total assets (EOY)
$13491.3M
+1.3% from 2016
Total participants
190,236
+6.1% from 2016
Average account balance
$0
No prior year
Annual return
-1.06%
-6.05 pp from 2016

Benchmarks

Peer group
Industry52 - Finance and Insurance
Plan typeDefined benefit
Participants>=10,000
Cohort38 peers
Snapshot2015
Participant deferral / active EE
$0
median $0
Employer contribution / active EE
$10,280
median $4,473
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $47,522
Admin fee / account holder
$0
median $275
Annual return
-1.06%
median -0.83%
Overall peer rank
39th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$9.99B
Average account balance
Total assets / participants with a balance (line 6g)
$83K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
105,705
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$425.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$18K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+2.32%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
Service code 14 · EIN 36-2235791
Plan Administrator
$9,281,077
Service code 28
380 LAFAYETTE STREET · NEW YORK, NY 10003
Investment Management
$3,474,327
Service code 15 · EIN 13-5160382
Recordkeeping
$3,127,350
Service code 17
527 MADISON AVENUE · NEW YORK, NY 10022
Pension Consulting
$2,659,086
Service code 28
388 GREENWICH STREET · NEW YORK, NY 10013
Investment Management
$2,462,541
Service code 28 · EIN 06-1217855
Investment Management
$2,188,049
Service code 28
Investment Management
$1,946,892
Service code 17 · EIN 33-1156466
Pension Consulting
$1,875,000
Service code 28 · EIN 95-4736598
Investment Management
$1,605,819
Service code 21 · EIN 94-3112180
Bank Trustee
$1,579,416

Enrolled actuary

1 attachment
SB

JAY MITCHELL

TOWERS WATSON DELAWARE INC.
Enrollment #1405718
335 MADISON AVENUE
NEW YORK, NY 100174605
(212) 309-3400
Signed 2016-09-16

Reportable transactions (Schedule G)

14 rows

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

CategoryCounterpartyRelationship / TermsAddressAmount
Part 1
Loan in default
WALTER ENERGY INC.
3000 RIVERCHASE GALLERIA
SUITE 1700
BIRMINGHAM, AL 35244
Part 1
Loan in default
GLITNIR BANKI HF
385 E. COLORODO BLVD
PASADENA, CA 91101
Part 1
Loan in default
GLITNIR BANKI HF
385 E. COLORODO BLVD
PASADENA, CA 91101
Part 1
Loan in default
KAUPTHING BANK HF
1601 CLOVERFIELD BOULEVRD
PASADENA, CA 91101
Part 1
Loan in default
LBI HF
385 E. COLORODO BLVD
PASADENA, CA 91101
Part 1
Loan in default
TONON LUXEMBOURG SA
Part 1
Loan in default
VIRGOLINO DE OLIVEIRA
Part 1
Loan in default
ARGENTINE REPUBLIC GOV'T
Part 1
Loan in default
ARGENTINE REPUBLIC GOV'T
Part 1
Loan in default
ARGENTINE REPUBLIC GOV'T
Part 1
Loan in default
ARGENTINE REPUBLIC GOV'T
Part 1
Loan in default
WALTER ENERGY INC.
3000 RIVERCHASE GALLERIA
SUITE 1700
BIRMINGHAM, AL 35244
Part 3
Non-exempt transaction
CITIGROUP 401(K) PLAN
BNFT PLAN SPONSORED BY EMPYLR
INVOICE PAYMENT*
Part 3
Non-exempt transaction
CITIGROUP STAFF MEMB'S ASS WB TRUST
BNFT PLAN SPONSORED BY EMPYLR
INVOICE PAYMENT**

Top hat statement on fileNQDC

Filed July 1, 2011 (most recent of 5 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1A1C1E3H3J
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1E
    Section 401(h) arrangement
    Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
  • 3J
    U.S.-based Puerto Rico dual-qualified plan
    U.S.-based plan that covers residents of Puerto Rico and is qualified under both Code section 401 and section 1165 of the Internal Revenue Code of Puerto Rico.

Opportunity flags

1 tripped
  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$69.3M
$2184 / participant
  • Investment mgmt$39M55.7%
  • Contract admin$12M17.9%
  • Other / not subdivided$18M26.4%
% of EOY assets
0.513%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
KPMG LLP
Auditor EIN
135565207
Audit fees
(not subdivided)
Opinion code
Unqualified