Retirement plan

FORD MOTOR COMPANY GENERAL RETIREMENT PLAN

FORD MOTOR COMPANYEIN 38-0549190Plan #002PY 2015
TAX DEPARTMENT, 1 AMERICAN ROAD, FORD WHQ, ROOM 612 - DEARBORN, MI 48126313-322-5012ford.comLinkedIn10001+ employeesautomotive
Prospect flagsHigh retiree %Low participant contribution

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(313) 322-5012
Plan administrator signer
ROBIN WOOD
Signed 10/11/2016

Summary metrics

Total assets (EOY)
$18303.5M
-2.6% from 2016
Total participants
77,972
+1.3% from 2016
Average account balance
$0
No prior year
Annual return
-1.87%
-10.36 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort209 peers
Snapshot2015
Participant deferral / active EE
$1,446
median $28
Employer contribution / active EE
$0
median $5,273
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $47,522
Admin fee / account holder
$0
median $275
Annual return
-1.87%
median -0.88%
Overall peer rank
18th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$12.12B
Average account balance
Total assets / participants with a balance (line 6g)
$222K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
46,396
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$558.83M
Contributions per participant
Average employer and participant contribution per enrolled participant
$68K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-1.18%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 7 by compensation
ProviderService typeCompensation
Service code 15 · EIN 20-2185976
Recordkeeping
$3,310,586
Service code 15 · EIN 13-3954297
Recordkeeping
$1,791,000
Service code 50 · EIN 04-1867445
Direct Payment
$539,625
Service code 14 · EIN 38-0549190
Plan Administrator
$445,105
Service code 10 · EIN 38-1357951
Accounting
$182,540
Service code 11 · EIN 53-0181291
Actuarial
$151,310
COMERICA1+ years
Service code 49 · EIN 42-1741646
Other Services
$7,550

Enrolled actuary

1 attachment
SB

TRAVIS J WINKELS, F.S.A., E.A.

TOWERS WATSON DELAWARE INC.
Enrollment #1406664
101 S. HENLEY ROAD, SUITE 900
ST. LOUIS, MO 63105
(314) 719-5920
Signed 2016-10-06

Reportable transactions (Schedule G)

5 rows

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

CategoryCounterpartyRelationship / TermsAddressAmount
Part 3
Non-exempt transaction
FORD MOTOR COMPANY
PLAN SPONSOR
2011 INADVERTENT LOAN OF APPROXIMATELY $2,322, WITH AN AMOUNT INVOLVED OF $2
$2K
Part 3
Non-exempt transaction
FORD MOTOR COMPANY
PLAN SPONSOR
2012 INADVERTENT LOAN OF APPROXIMATELY $2,322, WITH AN AMOUNT INVOLVED OF $1
$2K
Part 3
Non-exempt transaction
FORD MOTOR COMPANY
PLAN SPONSOR
2013 INADVERTENT LOAN OF APPROXIMATELY $2,322, WITH AN AMOUNT INVOLVED OF $6
$2K
Part 3
Non-exempt transaction
FORD MOTOR COMPANY
PLAN SPONSOR
2014 INADVERTENT LOAN OF APPROXIMATELY $2,322, WITH AN AMOUNT INVOLVED OF $4
$2K
Part 3
Non-exempt transaction
FORD MOTOR COMPANY
PLAN SPONSOR
2015 INADVERTENT LOAN OF APPROXIMATELY $2,322, WITH AN AMOUNT INVOLVED OF $2
$2K

Top hat statement on fileNQDC

Filed November 3, 2013 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1A1B3H3F3J
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1B
    Benefits are primarily flat dollar
    Benefits are primarily a flat dollar amount (including a dollar amount per year of service).
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
  • 3J
    U.S.-based Puerto Rico dual-qualified plan
    U.S.-based plan that covers residents of Puerto Rico and is qualified under both Code section 401 and section 1165 of the Internal Revenue Code of Puerto Rico.

Opportunity flags

2 tripped
  • OpportunityLow participant contribution

    Participant contribution per participant is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$10.9M
$601 / participant
  • Other / not subdivided$11M100.0%
% of EOY assets
0.060%
all-in expense ratio
Categories reported
0 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
PLANTE & MORAN, PLLC
Auditor EIN
381357951
Audit fees
(not subdivided)
Opinion code
Unqualified