Retirement plan
ENERGY HARBOR PENSION PLAN FOR COLLECTIVELY BARGAINED EMPLOYEES
VISTRA OPERATIONS COMPANY LLCEIN 36-4833461Plan #004PY 2024
Other plans on this EIN
3 filingsProspect flagsLow returnsLow employer contribution
Filing contacts
From the Form 5500, federal recordPlan administrator signer
TONYA SAN ANGELO
Signed 10/15/2025
Summary metrics
Total assets (EOY)
$18.2M
-7.1% from 2019
Total participants
879
+46.2% from 2019
Average account balance
$0
No prior year
Annual return
-4.48%
-32.87 pp from 2019
Benchmarks
Peer group
Industry22 - Utilities
Plan typeDefined benefit
Participants250-999
Cohort55 peers
Snapshot2024
0
Participant deferral / active EE
$0
median $504
4
Employer contribution / active EE
$1,533
median $13,555
0
Participation rate
0.0%
median 0.0%
0
Avg account balance
$0
0
Admin fee / account holder
$0
2
Annual return
-4.48%
median 3.59%
Overall peer rank
3of 100
3rd percentileavg across 6 metrics
Analytics
2018 - 2024
Total assets (EOY)
Plan-year ending balance
$18.19M
Average account balance
Total assets / participants with a balance (line 6g)
$21K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
318
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$860K
Contributions per participant
Average employer and participant contribution per enrolled participant
$2K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-4.48%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 1 by compensation
| Provider | Service type | Compensation |
|---|---|---|
Service code 52 | Indirect Investment Fees | $0 |
Enrolled actuary
1 attachment
SB
DAVID A. HENDERSON
AON CONSULTING, INC.
Enrollment #2306905
MSC #17854
PO BOX 7505
FORT WASHINGTON, PA 19034
(216) 430-4741
Signed 2025-09-12
Plan features & details
Pension benefit codes1A1B1C
Plan features
- 1ABenefits are primarily pay relatedBenefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
- 1BBenefits are primarily flat dollarBenefits are primarily a flat dollar amount (including a dollar amount per year of service).
- 1CCash balance or similar planA cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
Opportunity flags
2 tripped
- OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
- OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
Expense breakdown
Schedule H Part II
Admin total
$523K
$931 / participant
- Investment mgmt$13K2.4%
- Actuarial$233K44.6%
- Other / not subdivided$277K53.0%
% of EOY assets
2.872%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Unqualified opinion
Auditor signed off without reservation - the cleanest possible opinion.
- Auditor firm
- BOBER, MARKEY, FEDOROVICH & COMPANY
- Auditor EIN
- 341523030
- Audit fees
- (not subdivided)
- Opinion code
- Unqualified