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Retirement plan

UNITY HEALTH SYSTEM RETIREMENT PLAN

UNITY HEALTH SYSTEMEIN 22-2572873Plan #001PY 2024
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100 KINGS HIGHWAY SOUTH, BUILDING C - ROCHESTER, NY 146175504585-922-1100
Prospect flagsHigh retiree %High cash

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(585) 922-1100
Plan administrator signer
HOWARD GLASTONBURY
Signed 10/06/2025
How to read this page

Summary metrics

Total assets (EOY)
$343M
-12.3% from 2016
Total participants
10,232
+1.6% from 2016
Average account balance
$0
No prior year
Annual return
4.84%
-10.05 pp from 2016

Benchmarks

See 88 peers
Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined benefit
Participants1,000-4,999
Cohort88 peers
Snapshot2024
Participant deferral / active EE
$0
median $93
Employer contribution / active EE
$5,777
median $6,672
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
4.84%
median 5.50%
Overall peer rank
37th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$343.05M
Average account balance
Total assets / participants with a balance (line 6g)
$34K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
6,358
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$22.38M
Contributions per participant
Average employer and participant contribution per enrolled participant
$6K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+4.84%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 9 by compensation
ProviderService typeCompensation
MERCER8 years
Service code 11 · EIN 13-2834414
Actuarial
$253,303
NORTHERN TRUST COMPANY10+ years
Service code 13 · EIN 36-1561860
Contract Administrator
$248,440
NEPC9 years
Service code 17 · EIN 26-1429809
Pension Consulting
$128,329
WILLIS TOWERS WATSON6 years
Service code 11 · EIN 53-0181291
Actuarial
$70,926
PARAMETRIC9 years
Service code 51 · EIN 20-0292745
Investment Mgmt Fees
$68,549
JOHNSTON INTERNATIONAL3 years
Service code 51 · EIN 53-0237142
Investment Mgmt Fees
$61,287
HOTCHKIS & WILEY CAP MGMT7 years
Service code 51 · EIN 95-4871957
Investment Mgmt Fees
$36,177
BLACKROCK3 years
Service code 51 · EIN 94-3112180
Investment Mgmt Fees
$25,485
EMERALD PRINT MANAGEMENT, INC.1 year
Service code 49 · EIN 01-0803249
Other Services
$9,281

Enrolled actuary

1 attachment
SB

TODD WEBER, E.A., M.A.A.A

MERCER
Enrollment #2306399
70 LINDEN OAKS, SUITE 310
ROCHESTER, NY 14625
(585) 389-8700
Signed 2025-09-11

Top hat statement on fileNQDC

Filed January 17, 2006 (most recent of 3 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes1A1C
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).

Opportunity flags

2 tripped
  • OpportunityHigh cash

    More than 10% of assets are held in cash - possible menu-design or default-fund problem.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$6.9M
$1780 / participant
  • Investment mgmt$191K2.8%
  • Actuarial$324K4.7%
  • Contract admin$248K3.6%
  • Other / not subdivided$6M88.9%
% of EOY assets
2.010%
all-in expense ratio
Categories reported
3 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
FREED MAXICK P.C.
Auditor EIN
454051133
Audit fees
(not subdivided)
Opinion code
Unqualified