Retirement plan

CVS HEALTH CORPORATION LEGACY PENSION PLAN

CVS HEALTH CORPORATIONEIN 05-0494040Plan #027PY 2015
HR RETIREMENT BENEFITS, ONE CVS DRIVE, MAIL STOP 1110 - WOONSOCKET, RI 02895401-770-7153cvshealth.comLinkedIn10001+ employeeshospital & health care
Prospect flagsHigh retiree %

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(401) 770-7153
Plan administrator signer
CANDACE JODICE
Signed 10/17/2016

Summary metrics

Total assets (EOY)
$615.5M
-1.3% from 2016
Total participants
15,112
+2.1% from 2016
Average account balance
$0
No prior year
Annual return
72.16%
+65.71 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants1,000-4,999
Cohort984 peers
Snapshot2015
Participant deferral / active EE
$0
median $0
Employer contribution / active EE
$4,398
median $7,179
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $14,096,330
Admin fee / account holder
$0
median $66,276
Annual return
72.16%
median -1.40%
Overall peer rank
63rd percentileavg across 6 metrics

Analytics

2015 - 2017
Total assets (EOY)
Plan-year ending balance
$1.27M
Average account balance
Total assets / participants with a balance (line 6g)
$10K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
126
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Not enough data
2 years with eligibility data
Contributions (total)
Employer and participant dollars contributed each year
$39.00M
Not enough data
2 years with contributions on file
Contributions per participant
Average employer and participant contribution per enrolled participant
$4K
Not enough data
1 years with per-participant contribution data
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+4.55%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 7 by compensation
ProviderService typeCompensation
Service code 22 · EIN 01-0233346
Insurance Broker
$861,304
PIMCO1+ years
Service code 28 · EIN 33-0239892
Investment Management
$552,861
Service code 11 · EIN 13-3954297
Actuarial
$295,451
AON HEWITT1+ years
Service code 11 · EIN 36-2235791
Actuarial
$164,847
MERCER LLC1+ years
Service code 15 · EIN 36-2668272
Recordkeeping
$101,126
Service code 28 · EIN 25-6078093
Investment Management
$13,584
Service code 10 · EIN 91-0189318
Accounting
$6,770

Enrolled actuary

1 attachment
SB

MERYL FEIGENBAUM

BUCK CONSULTANTS, LLC
Enrollment #1404720
500 PLAZA DRIVE
SECAUCUS, NJ 070961533
(201) 902-2300
Signed 2016-09-30

Plan features & details

Pension benefit codes1A1I
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.

Opportunity flags

1 tripped
  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$2.4M
$639 / participant
  • Investment mgmt$566K23.6%
  • Other / not subdivided$2M76.4%
% of EOY assets
0.389%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
MOSS ADAMS LLP
Auditor EIN
910189318
Audit fees
(not subdivided)
Opinion code
Disclaimer