Physician practices in Arizona
PlanOptica tracks 57 health and welfare plans sponsored by 56 physician practices in Arizona, covering 30,638 participants and $122M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 257 participants, and the most common size is 100 to 249 participants (32% of plans). The funding mix is split: 53% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Arizona leads by premium with a 41% share, followed by Unitedhealthcare Insurance Company at 10%. Marsh and McLennan Agency, LLC is the broker of record on 14 plans, more than any other firm, ahead of Benefit Commerce Grp, an Alera Grp (7). 89% of plans report broker compensation on Schedule A; the median brokered plan pays $58K a year, about 8.3% of premium. Phoenix, Scottsdale and Tucson have the most plans.
Funding mix
- Mixed27 · 47%
- Fully insured25 · 44%
- Self-funded3 · 5%
- MEWA1 · 2%
- Unknown1 · 2%
Plan size (participants)
- Under 1009 · 16%
- 100 to 24918 · 32%
- 250 to 49914 · 25%
- 500 to 9999 · 16%
- 1,000 or more7 · 12%
Median plan: 257 participants. Median broker comp: 8.3% of premium across 51 brokered plans.
Top carriers, physicians, Arizona
- 1Blue Cross Blue Shield of Arizona$51M13 plans · 41.4%
- 2Unitedhealthcare Insurance Company$12M6 plans · 9.8%
- 3Cigna Health and Life Insurance Company and Affiliates$12M8 plans · 9.7%
- 4Life Insurance Company of North America$8.2M4 plans · 6.7%
- 5Delta Dental of Washington$5.7M11 plans · 4.6%
- 6United of Omaha Life Insurance Company$4.6M11 plans · 3.8%
- 7United Healthcare Insurance Company$3.4M3 plans · 2.8%
- 8Banner Health and Aetna Health$3.2M3 plans · 2.6%
- 9Reliance Standard Life Insurance Company$3.2M8 plans · 2.6%
- 10Kaiser Foundation Health Plan, Inc$3.0M1 plans · 2.4%
Top brokers, physicians, Arizona
- 1Marsh and McLennan Agency, LLC14 plans$1.2M comp · 27.5%
- 2Benefit Commerce Grp, an Alera Grp7 plans$1.1M comp · 13.7%
- 3Lovitt and Touche7 plans$193K comp · 13.7%
- 4Black Gould & Assoc Inc5 plans$612K comp · 9.8%
- 5Lockton Companies, LLC4 plans$147K comp · 7.8%
- 6GBS Arizona, Inc4 plans$104K comp · 7.8%
- 7Employee Benefits International4 plans$53K comp · 7.8%
- 8BCBS of Arizona4 plans$24K comp · 7.8%
- 9Mgis4 plans$900 comp · 7.8%
- 10Alliant Insurance Services, Inc3 plans$444K comp · 5.9%
Largest physician practices in Arizona
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Lifestance Health Lifestance Health & Welfare Benefits PlanAll plans | Scottsdale | Fully insured | 5,743 | $14M | Life Insurance Company of North America |
| Simonmed Smi Imaging LLC - Employee Welfare Benefit PlanAll plans | Scottsdale | Fully insured | 2,880 | $4.6M | Blue Cross of California |
| The Center for Orthopedic and Research Excellence, Inc The Core Institute Group Benefit PlanAll plans | Phoenix | Mixed | 2,273 | $1.3M | Reliance Standard Life Insurance Company |
| Medical Management Resource Group, LLC Medical Management Resource Group Health and Welfare Benefit PlanAll plans | Tempe | Mixed | 1,575 | $2.9M | Cigna Health and Life Insurance Company |
| Usn Opco, LLC Dba Panoramic Health Usn Opco, LLC Dba Panoramic Health - Health and Welfare PlanAll plans | Tempe | Fully insured | 1,492 | $20M | Blue Cross of California |
| Nextcare, Inc Nextcare, Inc. Employee Benefit PlanAll plans | Tempe | Fully insured | 1,381 | $11M | Blue Cross of California |
| Apogee Medical Management Apogee Medical Management, Inc. Health and Welfare PlanAll plans | Scottsdale | Fully insured | 1,183 | $3.7M | Blue Cross of California |
| Pinnacle Fertility, Inc Pinnacle Fertility Welfare PlanAll plans | Scottsdale | MEWA | 861 | $8.4M | Unitedhealthcare Insurance Company |
| Vivant Behavioral Healthcare, LLC Vivant Behavioral Healthcare, LLC Welfare Benefit PlanAll plans | Prescott Valley | Fully insured | 843 | $606K | Cigna Health and Life Insurance Company |
| Alita Care, LLC Alita Care, LLC Dba Meadows Behavioral Healthcare Employee Benefits PlanAll plans | Phoenix | Fully insured | 821 | $10M | Blue Cross of California |
| Mountain Park Health Center Mountain Park Health Center Welfare Benefit PlanAll plans | Phoenix | Mixed | 782 | $1.8M | Metropolitan Life Insurance Company |
| Arizona Community Physicians, P.C Arizona Community Physicians Welfare Benefit PlanAll plans | Tucson | Mixed | 738 | $1.2M | Unum Life Insurance Company of America |
| Salt Dental Collective LLC Salt Dental Collective Health & Welfare Benefits PlanAll plans | Phoenix | Fully insured | 706 | $4.3M | Cigna Health and Life Insurance Company |
| Marana Main Health Center Marana Health Center, Inc. Welfare PlanAll plans | Marana | Mixed | 676 | $1.4M | United of Omaha Life Insurance Company |
| Ironwood Physicians, PC Ironwood Physicians PC Employee Benefits PlanAll plans | Gilbert | Mixed | 643 | $1.4M | Blue Cross of California |
Showing 15 of 56 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Arizona
- Phoenix17 plans · 7,438 participants
- Scottsdale10 plans · 11,755 participants
- Tucson5 plans · 1,600 participants
- Tempe4 plans · 4,518 participants
- Gilbert2 plans · 851 participants
- Mesa2 plans · 534 participants
- Peoria2 plans · 398 participants
- Chandler2 plans · 385 participants
- Yuma2 plans · 284 participants
- Glendale2 plans · 113 participants
- Prescott Valley1 plans · 843 participants
- Marana1 plans · 676 participants
Frequently asked questions
How many physician practices in Arizona offer an ERISA health plan?
57 health and welfare plans from 56 physician practices in Arizona appear in plan year 2024 to 2025 filings on Form 5500, covering 30,638 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Arizona?
By Schedule A premium: Blue Cross Blue Shield of Arizona (41% of premium, 13 plans), Unitedhealthcare Insurance Company (10% of premium, 6 plans) and Cigna Health and Life Insurance Company and Affiliates (10% of premium, 8 plans).
Which benefits brokers work with physician practices in Arizona?
By number of client plans: Marsh and McLennan Agency, LLC (14 plans), Benefit Commerce Grp, an Alera Grp (7 plans) and Lovitt and Touche (7 plans). 89% of plans report a broker.
How much do brokers earn on physician practices health plans in Arizona?
The median brokered plan reports $58K a year in broker commissions and fees, or 8.3% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Arizona self-funded or fully insured?
Mixed 47%, fully insured 44% and self-funded 5%. Self-funded and mixed plans together make up 53%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Arizona
Open the welfare search with Arizona and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Arizona
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Arizona.