Dental practices in Arizona
PlanOptica tracks 9 health and welfare plans sponsored by 9 dental practices in Arizona, covering 5,751 participants and $17M in reported insurance premiums (plan year 2025 filings). The median plan has 570 participants, and the most common size is 500 to 999 participants (33% of plans). The funding mix is split: 44% of plans are self-funded or mixed and the rest are mainly fully insured.
Cigna Health and Life Insurance Company dominates premium with a 72% share, followed by Unitedhealthcare Insurance Company at 13%. Marsh and McLennan Agency, LLC is the broker of record on 3 plans, more than any other firm, ahead of Benefit Commerce Grp, an Alera Grp (2). 89% of plans report broker compensation on Schedule A; the median brokered plan pays $86K a year, about 7.3% of premium. Phoenix, Scottsdale and Tempe have the most plans.
Funding mix
- Fully insured5 · 56%
- Mixed3 · 33%
- Self-funded1 · 11%
Plan size (participants)
- Under 1001 · 11%
- 100 to 2492 · 22%
- 250 to 4991 · 11%
- 500 to 9993 · 33%
- 1,000 or more2 · 22%
Median plan: 570 participants. Median broker comp: 7.3% of premium across 8 brokered plans.
Top carriers, dental, Arizona
- 1Cigna Health and Life Insurance Company$13M4 plans · 72.3%
- 2Unitedhealthcare Insurance Company$2.3M3 plans · 13.1%
- 3United of Omaha Life Insurance Company$1.2M4 plans · 6.7%
- 4Metropolitan Life Insurance Company$554K2 plans · 3.2%
- 5Kaiser Foundation Health Plan, Inc$506K1 plans · 2.9%
- 6Unum Life Insurance Company of America$157K2 plans · 0.9%
- 7Assurity Life Insurance Company$90K1 plans · 0.5%
- 8Delta Dental of Arizona$33K1 plans · 0.2%
- 9Fidelity Security Life Insurance Company$26K1 plans · 0.2%
Top brokers, dental, Arizona
- 1Marsh and McLennan Agency, LLC3 plans$466K comp · 37.5%
- 2Benefit Commerce Grp, an Alera Grp2 plans$537K comp · 25.0%
- 3MJ Insurance1 plans$97K comp · 12.5%
- 4Gis Benefits, Inc1 plans$27K comp · 12.5%
- 5Vector Financial, Inc1 plans$22K comp · 12.5%
- 6Cherry Creek Insurance Agency1 plans$12K comp · 12.5%
- 7Lovitt and Touche. Inc1 plans$9K comp · 12.5%
- 8Centro Benefits Research LLC1 plans$6K comp · 12.5%
- 9Employee Benefits Int. Az, Inc1 plans$5K comp · 12.5%
- 10Rogers Benefit Group, Inc1 plans$1K comp · 12.5%
Largest dental practices in Arizona
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Gen 4 Dental Partners Opco, LLC Gen 4 Dental Partners Opco, LLC Employee Benefits PlanAll plans | Tempe | Fully insured | 1,382 | $7.0M | Cigna Health and Life Insurance Company |
| Imagen Dental Partners, LLC Imagen Dental Partners, LLC. Health and Welfare Benefit PlanAll plans | Scottsdale | Mixed | 1,247 | $2.2M | Cigna Health and Life Insurance Company |
| General Dentistry 4 Kids General Dentistry 4 Kids-Payroll LLC Dba Kids Dental Brands Employee Benefits PlanAll plans | Scottsdale | Mixed | 965 | $926K | Metropolitan Life Insurance Company |
| Salt Dental Collective LLC Salt Dental Collective Health & Welfare Benefits PlanAll plans | Phoenix | Fully insured | 706 | $4.3M | Cigna Health and Life Insurance Company |
| Risas Dental Management LLC Risas Dental Management LLC Health & Welfare Benefits PlanAll plans | Phoenix | Mixed | 570 | $135K | Unum Life Insurance Company of America |
| Azperio PLLC Azperio Health PlansAll plans | Scottsdale | Fully insured | 394 | $655K | Unitedhealthcare Insurance Company |
| American Dental Companies American Dental Companies Cafeteria Benefits PlanAll plans | Phoenix | Fully insured | 248 | $1.3M | Unitedhealthcare Insurance Company |
| Shared Practices Group, LLC Shared Practices Group, LLC Health and Welfare Benefits PlanAll plans | Phoenix | Fully insured | 233 | $767K | Cigna Health and Life Insurance Company |
| M Drakulovic DDS PC M Drakulovic DDS PC 401(k) PlanAll plans | Phoenix | Self-funded | 6 | - | - |
Plans by city in Arizona
Frequently asked questions
How many dental practices in Arizona offer an ERISA health plan?
9 health and welfare plans from 9 dental practices in Arizona appear in plan year 2025 filings on Form 5500, covering 5,751 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Arizona?
By Schedule A premium: Cigna Health and Life Insurance Company (72% of premium, 4 plans), Unitedhealthcare Insurance Company (13% of premium, 3 plans) and United of Omaha Life Insurance Company (7% of premium, 4 plans).
Which benefits brokers work with dental practices in Arizona?
By number of client plans: Marsh and McLennan Agency, LLC (3 plans), Benefit Commerce Grp, an Alera Grp (2 plans) and MJ Insurance (1 plan). 89% of plans report a broker.
How much do brokers earn on dental practices health plans in Arizona?
The median brokered plan reports $86K a year in broker commissions and fees, or 7.3% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Arizona self-funded or fully insured?
Fully insured 56%, mixed 33% and self-funded 11%. Self-funded and mixed plans together make up 44%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Arizona
Open the welfare search with Arizona and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Arizona
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Arizona.