Orthopedic practices and surgery centers in Virginia
PlanOptica tracks 12 health and welfare plans sponsored by 10 orthopedic practices and surgery centers in Virginia, covering 1,881 participants and $5.5M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 133 participants, and the most common size is 100 to 249 participants (75% of plans). The funding mix is split: 42% of plans are self-funded or mixed and the rest are mainly fully insured.
Cigna Health and Life Insurance Company leads by premium with a 37% share, followed by Anthem Health Plans of Virginia Dba Anthem BCBS at 16%. Usi Insurance Services LLC is the broker of record on 3 plans, more than any other firm, ahead of Marsh & McLennan Agency, LLC (2). 92% of plans report broker compensation on Schedule A; the median brokered plan pays $26K a year, about 10.3% of premium. Reston, Richmond and Newport News have the most plans.
Funding mix
- Fully insured7 · 58%
- Mixed4 · 33%
- Self-funded1 · 8%
Plan size (participants)
- Under 1001 · 8%
- 100 to 2499 · 75%
- 250 to 4992 · 17%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 133 participants. Median broker comp: 10.3% of premium across 11 brokered plans.
Top carriers, orthopedics and surgery centers, Virginia
- 1Cigna Health and Life Insurance Company$2.0M1 plans · 37.2%
- 2Anthem Health Plans of Virginia Dba Anthem BCBS$882K1 plans · 16.1%
- 3Principal Life Insurance Company$515K3 plans · 9.4%
- 4The Lincoln National Life Insurance Company$396K3 plans · 7.2%
- 5Unum Life Insurance Company of America$369K2 plans · 6.7%
- 6Aetna Life Insurance Company$309K1 plans · 5.7%
- 7Unitedhealthcare Insurance Company$289K1 plans · 5.3%
- 8Reliance Standard Life Insurance Company$164K1 plans · 3.0%
- 9The Guardian Life Insurance Company of America$137K1 plans · 2.5%
- 10Humana Insurance Company$134K1 plans · 2.4%
Top brokers, orthopedics and surgery centers, Virginia
- 1Usi Insurance Services LLC3 plans$76K comp · 27.3%
- 2Marsh & McLennan Agency, LLC2 plans$91K comp · 18.2%
- 3McGriff Isnurance Services LLC2 plans$28K comp · 18.2%
- 4Hub International Mid-Atlantic, Inc2 plans$18K comp · 18.2%
- 5Uig, Inc2 plans$6K comp · 18.2%
- 6Timoth Danehower1 plans$106K comp · 9.1%
- 7Employee Benefit Consultants1 plans$39K comp · 9.1%
- 8Nicholas Moor Weissfeld1 plans$5K comp · 9.1%
- 9Potomac Basin Group Associates1 plans$5K comp · 9.1%
- 10Watchtower Benefits LLC1 plans$2K comp · 9.1%
Largest orthopedic practices and surgery centers in Virginia
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Chattanooga Orthopaedic Group, PC Chattanooga Orthopaedic Group, PC Dba Center for Sports Medicine Employee Benefits PlanAll plans | Chattanooga | Mixed | 284 | $316K | Unum Life Insurance Company of America |
| Inova Ambulatory Surgical Centers Inova Surgical Centers Health & Welfare PlanAll plans | Alexandria | Fully insured | 267 | $598K | Aetna Life Insurance Company |
| Virginia Cancer Institute, Inc Virginia Cancer Institute, Inc. Life & LtdAll plans | Richmond | Fully insured | 243 | $318K | The Lincoln National Life Insurance Company |
| Vann-Virginia Center for Orthopaedics, P.C Atlantic Orthopaedic Specialists Welfare Benefits PlanAll plans | Virginia Beach | Fully insured | 188 | $379K | Principal Life Insurance Company |
| M2 Orthopedic Partners Holdings, LLC M2 Orthopedic Partners Holdings, LLC Health & Welfare Wrap PlanAll plans | Arlington | Mixed | 158 | $2.3M | Cigna Health and Life Insurance Company |
| Richmond Medical Commons Richmond Medical Commons Employee Benefits PlanAll plans | Richmond | Mixed | 137 | $222K | The Guardian Life Insurance Company of America |
| Town Center Orthopaedics Town Center Orthopaedics Health and Welfare PlanAll plans | Reston | Mixed | 129 | $1.0M | Anthem Life Insurance Company |
| Virginia Spine Institute Virginia Spine Institute Health and Welfare PlanAll plans | Reston | Fully insured | 111 | $167K | Principal Life Insurance Company |
| Hampton Roads Orthopaedics & Sports Medicine Hampton Roads Orthopaedics & Sports MedicineAll plans | Newport News | Fully insured | 103 | $72K | The Lincoln National Life Insurance Company |
| Rxwellness Spine & Health-Herndon Reston LLC Rxwellness Spine & Health-Herndon Reston LLC Cash Balance PlanAll plans | Herndon | Self-funded | 34 | - | - |
Showing 10 of 10 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Virginia
Frequently asked questions
How many orthopedic practices and surgery centers in Virginia offer an ERISA health plan?
12 health and welfare plans from 10 orthopedic practices and surgery centers in Virginia appear in plan year 2024 to 2025 filings on Form 5500, covering 1,881 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most orthopedic practices and surgery centers in Virginia?
By Schedule A premium: Cigna Health and Life Insurance Company (37% of premium, 1 plan), Anthem Health Plans of Virginia Dba Anthem BCBS (16% of premium, 1 plan) and Principal Life Insurance Company (9% of premium, 3 plans).
Which benefits brokers work with orthopedic practices and surgery centers in Virginia?
By number of client plans: Usi Insurance Services LLC (3 plans), Marsh & McLennan Agency, LLC (2 plans) and McGriff Isnurance Services LLC (2 plans). 92% of plans report a broker.
How much do brokers earn on orthopedic practices and surgery centers health plans in Virginia?
The median brokered plan reports $26K a year in broker commissions and fees, or 10.3% of premium. Figures come from Schedule A, Part I.
Are orthopedic practices and surgery centers health plans in Virginia self-funded or fully insured?
Fully insured 58%, mixed 33% and self-funded 8%. Self-funded and mixed plans together make up 42%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy.
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Orthopedics and surgery centers in nearby states
Other healthcare specialties in Virginia
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy. Location is the sponsor's filing address in Virginia.