Dental practices in Virginia
PlanOptica tracks 13 health and welfare plans sponsored by 12 dental practices in Virginia, covering 2,482 participants and $14M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 17 participants, and the most common size is under 100 participants (62% of plans). Most of these plans are self-funded or mixed (85%), so stop-loss and TPA relationships matter as much as the medical carrier.
Anthem Health Plans of Virginia dominates premium with a 73% share, followed by Aetna Health Inc at 16%. Hub International Mid-Atlantic is the broker of record on 2 plans, more than any other firm, ahead of Usi Insurance Services LLC (1). 31% of plans report broker compensation on Schedule A; the median brokered plan pays $47K a year, about 3.7% of premium. Richmond, Woodbridge and Midlothian have the most plans.
Funding mix
- Self-funded9 · 69%
- Mixed2 · 15%
- Fully insured1 · 8%
- MEWA1 · 8%
Plan size (participants)
- Under 1008 · 62%
- 100 to 2493 · 23%
- 250 to 4991 · 8%
- 500 to 9990 · 0%
- 1,000 or more1 · 8%
Median plan: 17 participants. Median broker comp: 3.7% of premium across 4 brokered plans.
Top carriers, dental, Virginia
- 1Anthem Health Plans of Virginia$10M2 plans · 73.0%
- 2Aetna Health Inc$2.3M1 plans · 16.5%
- 3Reliastar Life Insurance Company$529K1 plans · 3.8%
- 4Hartford Life and Accident$356K1 plans · 2.5%
- 5Crum & Forster$261K1 plans · 1.9%
- 6Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co$94K1 plans · 0.7%
- 7Optum Health (Unimerica Insurance Company)$87K2 plans · 0.6%
- 8Unum Life Insurance Company of America$63K1 plans · 0.4%
- 9The Guardian Life Insurance Company of America$48K1 plans · 0.3%
- 10Continental American Insurance Company$35K1 plans · 0.2%
Top brokers, dental, Virginia
- 1Hub International Mid-Atlantic2 plans$18K comp · 50.0%
- 2Usi Insurance Services LLC1 plans$408K comp · 25.0%
- 3Employee Benefits Corporation of Am1 plans$57K comp · 25.0%
- 4Sima Benefits Consulting Group1 plans$14K comp · 25.0%
- 5The Cason Group LLC1 plans$8K comp · 25.0%
- 6Miscellaneous Agents1 plans$1K comp · 25.0%
- 7Rebecca Smith1 plans$972 comp · 25.0%
- 8Elizabeth Buchanan1 plans$384 comp · 25.0%
- 9Joshua Burton1 plans$147 comp · 25.0%
- 10Charlita J Millard1 plans$134 comp · 25.0%
Largest dental practices in Virginia
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Light Wave Dental Management, LLC Light Wave Dental Management, LLC - Health Insurance PlansAll plans | Woodbridge | MEWA | 1,493 | $8.3M | Anthem Life Insurance Company |
| Virginia Family Dentistry, P.C Virginia Family Dentisty, P.C. Health PlanAll plans | Midlothian | Fully insured | 423 | $2.9M | Anthem Life Insurance Company |
| Central Virginia Dental Care PLC Central Virginia Dental Care PLC Flexible Benefit PlanAll plans | Colonial Heights | Mixed | 200 | $2.4M | Aetna Life Insurance Company |
| Dentistry@vcu Dentistry@vcu Group Insurance PlanAll plans | Richmond | Mixed | 166 | $118K | The Guardian Life Insurance Company of America |
| Robert C. Hull, D.D.S., P.C Robert C. Hull D.D.S., P.C. Defined Benefit Pension PlanAll plans | Lexington | Self-funded | 21 | - | - |
| Scott A. Dunaway, D.D.S., P.C Scott A. Dunaway, D.D.S., P.C., 401(k) Profit Sharing Retirement & Disability PlanAll plans | Rockingham | Self-funded | 17 | - | - |
| Garrison Family Dentistry, P.C Garrison Family Dentistry, P.C. 401(k) Safe Harbor Profit Sharing and Section 105 Disability PlanAll plans | Harrisonburg | Self-funded | 16 | - | - |
| Peter K Cocolis, Jr., DMD, PLC Peter K. Cocolis Jr. , DMD, PLC 401(k) P/S PlanAll plans | Springfield | Self-funded | 13 | - | - |
| D Smiles LLC D Smiles Family Dentistry 401(k) PlanAll plans | Gainesville | Self-funded | 10 | - | - |
| Peachtree Family Dentistry, PC Peachtree Family Dentistry 401(k) PlanAll plans | Richmond | Self-funded | 7 | - | - |
| Brian A. Suh, DMD, PC Dba Tysons Corner Endodontics Brian A. Suh, DMD, PC 401(k) PlanAll plans | Vienna | Self-funded | 6 | - | - |
| Kevin P Snow DDS Kevin P Snow DDS What Benefit PlanAll plans | Danville | Self-funded | 2 | - | - |
Showing 12 of 12 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Virginia
- Richmond3 plans · 281 participants
- Woodbridge1 plans · 1,493 participants
- Midlothian1 plans · 423 participants
- Colonial Heights1 plans · 200 participants
- Lexington1 plans · 21 participants
- Rockingham1 plans · 17 participants
- Harrisonburg1 plans · 16 participants
- Springfield1 plans · 13 participants
- Gainesville1 plans · 10 participants
- Vienna1 plans · 6 participants
- Danville1 plans · 2 participants
Frequently asked questions
How many dental practices in Virginia offer an ERISA health plan?
13 health and welfare plans from 12 dental practices in Virginia appear in plan year 2024 to 2025 filings on Form 5500, covering 2,482 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most dental practices in Virginia?
By Schedule A premium: Anthem Health Plans of Virginia (73% of premium, 2 plans), Aetna Health Inc (16% of premium, 1 plan) and Reliastar Life Insurance Company (4% of premium, 1 plan).
Which benefits brokers work with dental practices in Virginia?
By number of client plans: Hub International Mid-Atlantic (2 plans), Usi Insurance Services LLC (1 plan) and Employee Benefits Corporation of Am (1 plan). 31% of plans report a broker.
How much do brokers earn on dental practices health plans in Virginia?
The median brokered plan reports $47K a year in broker commissions and fees, or 3.7% of premium. Figures come from Schedule A, Part I.
Are dental practices health plans in Virginia self-funded or fully insured?
Self-funded 69%, mixed 15% and fully insured 8%. Self-funded and mixed plans together make up 85%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery.
Prospect dental practices in Virginia
Open the welfare search with Virginia and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Dental in nearby states
Other healthcare specialties in Virginia
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of dentists (NAICS 621210), plus healthcare employers whose name says dental, dentistry, orthodontics, periodontics, endodontics or oral surgery. Location is the sponsor's filing address in Virginia.