Insurance carrier

U.S. LEGAL SERVICES, INC.

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

No benefit-line contracts on file for U.S. LEGAL SERVICES, INC..

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
CA	2	$6.4M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of U.S. LEGAL SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where U.S. LEGAL SERVICES, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
BOARD OF TRUSTEES, SEIU LOCAL 721 EMPLOYEE BENEFITS SEIU LOCAL 721 EMPLOYEE BENEFITS TRUST FUND	CA	$3.5M	4,767	mixed	—
BOARD OF TRUSTEES OF THE CCPOA BENEFIT TRUST FUND CCPOA BENEFIT TRUST FUND SUPPLEMENTAL BENEFIT PLAN	CA	$2.9M	24,593	mixed	CCPOA BENEFIT TRUST FUND