Welfare broker

YTY LLC

Mailing address (most recent filing)

103 E 13TH STREET

ANNISTON, AL 36201

Total comp: $78K
Commissions: $72K
Fees: $7K
Filings: 2
Sponsors: 2

Carrier mix

Where YTY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$278K	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$2.9M	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of YTY LLC's plans by broker comp / premium ratio. Median 9.52% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of YTY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where YTY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FAB ARC STEEL SUPPLY INC FAB ARC STEEL SUPPLY INC	AL	$2.6M	$66K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
BR WILLIAMS TRUCKING, LLC BR WILLIAMS TRUCKING, LLC EMPLOYEE BENEFITS PLAN	AL	$278K	$46K	AMERICAN UNITED LIFE INSURANCE COMPANY