| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| YTY LLC3 | 103 E 13TH STREET ANNISTON, AL 36201 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $53K | $0 | $53K | 15.00% |
| MELISSA J BROOKS3 Filed as: MELISSA FOWLER BROOKS | 1325 ARMBRESTER LN MUNFORD, AL 36268 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 9.32% |
| YTY LLC3 | 103 E 13TH ST ANNISTON, AL 36201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 6.11% |
| VICTORIA POWELL3 | 928 ANDREWS AVE AUBURN, AL 36832 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $388 | $914 | $1K | 1.85% |
| BENJAMIN HOLTON HALL3 | 2610 FARMSTONE RDG AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $288 | $650 | $938 | 1.33% |
| MARVIN FORE3 | 4222 MARDEN WAY VESTAVIA, AL 35242 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $265 | — | $265 | 0.38% |
| WILLIAM BRANNON POWELL3 | 928 ANDREWS AVE AUBURN, AL 36832 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | — | $100 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 374 | $2.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 374 | $2.2M |
| Vision | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 374 | $2.2M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 374 | $2.2M |
| Other | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | 200 | $350K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.