Welfare broker

WILLIAM MICHELSEN

Mailing address (most recent filing)

1901 ROXBOROUGH ROAD

SUITE 300

CHARLOTTE, NC 28211

Total comp: $42K
Commissions: $42K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where WILLIAM MICHELSEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.9M	0.0%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILLIAM MICHELSEN's plans by broker comp / premium ratio. Median 3.19% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of WILLIAM MICHELSEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WILLIAM MICHELSEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FAMILIES AND COMMUNITIES RISING, INC. FAMILIES AND COMMUNITIES RISING, INC. SECTION 125 PLAN	NC	$1.9M	$61K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA