Welfare broker

WARD T BUDD

Mailing address (most recent filing)

PO BOX 26705

OVERLAND PARK, KS 66225

Total comp: $30K
Commissions: $30K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where WARD T BUDD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$1.1M	0.1%	135.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WARD T BUDD's plans by broker comp / premium ratio. Median 3.43% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of WARD T BUDD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WARD T BUDD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UHLIG LLC UHLIG LLC	KS	$1.1M	$37K	BLUE CROSS BLUE SHIELD OF KANSAS CITY