Welfare broker

ROBERT T. CUNNINGHAM

Mailing address (most recent filing)

809 46TH PLACE

VIENNA, WV 26105

Total comp: $1K
Commissions: $1K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ROBERT T. CUNNINGHAM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$32K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	1	$32K	0.2%	277.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT T. CUNNINGHAM's plans by broker comp / premium ratio. Median 3.28% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT T. CUNNINGHAM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT T. CUNNINGHAM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PLUMBERS & PIPEFITTERS INDUSTRY DEATH BENEFIT PLAN, LOCAL 565 PLUMBERS & PIPEFITTERS INDUSTRY DEATH BENEFIT PLAN AFL, LOCAL 565	WV	$32K	$1K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY