Welfare broker

POINT GUARD ADVISORS NETWORK LLC

Mailing address (most recent filing)

110 BUCHMANN CLOSE CIRCLE

FAYETTEVILLE, NY 13066

Total comp: $159K
Commissions: $155K
Fees: $4K
Filings: 4
Sponsors: 4

Carrier mix

Where POINT GUARD ADVISORS NETWORK LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$7.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$7.4M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of POINT GUARD ADVISORS NETWORK LLC's plans by broker comp / premium ratio. Median 2.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of POINT GUARD ADVISORS NETWORK LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where POINT GUARD ADVISORS NETWORK LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STAFF LEASING OF CENTRAL NEW YORK STAFF LEASING OF CENTRAL NEW YORK SECTION 125 BENEFIT PLAN	NY	$7.4M	$154K	EXCELLUS BLUECROSS BLUESHIELD