Welfare broker

PINNACLE INS SOLUTIONS LLC PIN

Mailing address (most recent filing)

830 MORRIS TURNPIKE FOURTH FLO

SUITE 401

SHORT HILLS, NJ 07078

Total comp: $72K
Commissions: $72K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where PINNACLE INS SOLUTIONS LLC PIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$1.4M	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PINNACLE INS SOLUTIONS LLC PIN's plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PINNACLE INS SOLUTIONS LLC PIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PINNACLE INS SOLUTIONS LLC PIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RBC CAPITAL MARKETS LLC RBC DOMINION SECURITIES CORPORATION WELFARE BENEFITS 125 CAFETERIA PLAN	MN	$1.4M	$73K	GUARDIAN LIFE INSURANCE CO

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$1.4M

100.0%

State

Plans

Premium

State share

Index

$1.4M

0.0%

50.15x

Sponsor

Loc

Premium

Comp

Carrier

RBC CAPITAL MARKETS LLC

RBC DOMINION SECURITIES CORPORATION WELFARE BENEFITS 125 CAFETERIA PLAN

$1.4M

$73K

GUARDIAN LIFE INSURANCE CO