Welfare broker

PETER L LOWREY

Mailing address (most recent filing)

2301 SUGAR BUSH ROAD

SUITE 22

RALEIGH, NC 27612

Total comp: $114K
Commissions: $114K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where PETER L LOWREY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$2.8M	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PETER L LOWREY's plans by broker comp / premium ratio. Median 3.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PETER L LOWREY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PETER L LOWREY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
QUALITY PLUS SERVICES, INC. QUALITY PLUS SERVICES, INC. MEDICAL PLAN	VA	$2.8M	$94K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA