Welfare broker

LIGHTHOUSE SVCS INS & INVESTMENTS

Mailing address (most recent filing)

2608 NEWBY ROAD SW

HUNTSVILLE, AL 35805

Total comp: $50K
Commissions: $41K
Fees: $9K
Filings: 1
Sponsors: 1

Carrier mix

Where LIGHTHOUSE SVCS INS & INVESTMENTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$2.1M	0.1%	107.32x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LIGHTHOUSE SVCS INS & INVESTMENTS's plans by broker comp / premium ratio. Median 2.41% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of LIGHTHOUSE SVCS INS & INVESTMENTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LIGHTHOUSE SVCS INS & INVESTMENTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SURGERY CENTER OF HUNTSVILLE THE SURGERY CENTER OF HUNTSVILLE HEALTH AND WELFARE PLAN	AL	$2.1M	$50K	BLUECROSS AND BLUESHIELD OF ALABAMA