Welfare broker

LENSERF AND CO INC

Mailing address (most recent filing)

31 CHESTNUT HILL RD

FOREST HILL, MD 21050

Total comp: $427K
Commissions: $427K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where LENSERF AND CO INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$7.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$7.2M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LENSERF AND CO INC's plans by broker comp / premium ratio. Median 2.34% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LENSERF AND CO INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LENSERF AND CO INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HARVARD MAINTENANCE, INC. HARVARD MAINTENANCE, INC. HEALTH AND WELFARE BENEFIT PLAN	FL	$7.2M	$169K	UNITEDHEALTHCARE INSURANCE COMPANY