Welfare broker

JYOTI GUJRAL

Mailing address (most recent filing)

12121 THOROUGHBRED RD

HERNDON, VA 20171

Total comp: $82K
Commissions: $82K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where JYOTI GUJRAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$44K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$44K	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JYOTI GUJRAL's plans by broker comp / premium ratio. Median 11.68% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JYOTI GUJRAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JYOTI GUJRAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ZOLON TECH SOLUTIONS INC ZOLON TECH SOLUTIONS INC. WELFARE PLAN	VA	$44K	$5K	GUARDIAN