Welfare broker

ITO LAH INC

Mailing address (most recent filing)

2311 TEXAS DRIVE

#100

IRVING, TX 75062

Total comp: $96K
Commissions: $96K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where ITO LAH INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$762K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$2.6M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ITO LAH INC's plans by broker comp / premium ratio. Median 5.62% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ITO LAH INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ITO LAH INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEXAS BANK OF HENDERSON TEXAS BANK OF HENDERSON GROUP BENEFIT PLAN	TX	$1.8M	$81K	BLUE CROSS BLUE SHIELD
AQUILA LODGING, LLC AQUILA LODGING, LLC EMPLOYEE BENEFIT PLAN	TX	$762K	$52K	UNITEDHEALTHCARE INSURANCE COMPANY