Welfare broker

HEARTLAND HEALTHCARE COALITION

Mailing address (most recent filing)

PO BOX 390

MORTON, IL 615500390

Total comp: $78K
Commissions: $78K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where HEARTLAND HEALTHCARE COALITION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN50.0%
STATE FARM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$40K	50.0%
STATE FARM LIFE INSURANCE COMPANY	1	$154.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$155.0M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HEARTLAND HEALTHCARE COALITION's plans by broker comp / premium ratio. Median 2.07% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of HEARTLAND HEALTHCARE COALITION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HEARTLAND HEALTHCARE COALITION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY GROUP HEALTH AND WELFARE PLAN FOR UNITED STATES EMPLOYEES	IL	$154.9M	$67K	STATE FARM LIFE INSURANCE COMPANY
N. KOHL GROCER CO. N KOHL GROCER CO VISION INSURANCE	IL	$40K	$2K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$40K

50.0%

STATE FARM LIFE INSURANCE COMPANY

$154.9M

50.0%

State

Plans

Premium

State share

Index

$155.0M

0.0%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

GROUP HEALTH AND WELFARE PLAN FOR UNITED STATES EMPLOYEES

$154.9M

$67K

STATE FARM LIFE INSURANCE COMPANY

N. KOHL GROCER CO.

N KOHL GROCER CO VISION INSURANCE

$40K

$2K

VISION SERVICE PLAN