Welfare broker

GRINDELL & ROMERO INSURANCE INC

Mailing address (most recent filing)

PO BOX 1929

LAS CRUCES, NM 88004

Total comp: $291K
Commissions: $291K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where GRINDELL & ROMERO INSURANCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$3.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	1	$3.5M	0.4%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRINDELL & ROMERO INSURANCE INC's plans by broker comp / premium ratio. Median 15.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GRINDELL & ROMERO INSURANCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GRINDELL & ROMERO INSURANCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MVT HOLDINGS, LLC MVT COMPREHENSIVE HEALTH AND WELFARE BENEFIT PLAN (WRAP PLAN)	NM	$3.5M	$550K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY