Welfare broker

GINO DEVIVO

Mailing address (most recent filing)

11 ORIOLE LANE

CROTON ON HUDSON, NY 10520

Total comp: $105K
Commissions: $105K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where GINO DEVIVO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SOLSTICE BENEFITS, INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SOLSTICE BENEFITS, INC	1	$747K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$747K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GINO DEVIVO's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GINO DEVIVO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GINO DEVIVO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UFCW LOCAL 312 BENEFIT FUND UFCW LOCAL 312 BENEFIT FUND	NJ	$747K	$112K	SOLSTICE HEALTH INSURANCE COMPANY