Welfare broker

FIRST FINANCIAL CAPITAL CORPORATION

Mailing address (most recent filing)

16945 NORTHCHASE DR

STE 1800

HOUSTON, TX 77060

Total comp: $67K
Commissions: $62K
Fees: $6K
Filings: 6
Sponsors: 6

Carrier mix

Where FIRST FINANCIAL CAPITAL CORPORATION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$1.8M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST FINANCIAL CAPITAL CORPORATION's plans by broker comp / premium ratio. Median 1.42% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of FIRST FINANCIAL CAPITAL CORPORATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FIRST FINANCIAL CAPITAL CORPORATION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEXAS LIFE INSURANCE COMPANY TEXAS LIFE INSURANCE COMPANY HEALTH AND WELFARE BENEFITS PLAN	TX	$1.8M	$26K	AETNA LIFE INSURANCE COMPANY