| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD HOUSTON, TX 77056 | AETNA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 0.33% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 16945 NORTHCHASE DRIVE HOUSTON, TX 77060 | AMERITAS LIFE INSURANCE CORPORATION | $4K | $3K | $7K | 4.78% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 16945 NORTHCHASE DRIVE HOUSTON, TX 77060 | AMERICAN FIDELITY ASSURANCE COMPANY | $9K | $0 | $9K | 21.22% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 11811 N FREEWAY #900 HOUSTON, TX 77060 | AMERICAN FIDELITY ASSURANCE COMPANY | $985 | $0 | $985 | 5.40% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 11811 N FREEWAY #900 HOUSTON, TX 77060 | AMERICAN FIDELITY ASSURANCE COMPANY | $703 | $0 | $703 | 5.01% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 11811 N FREEWAY #900 HOUSTON, TX 77060 | AMERICAN FIDELITY ASSURANCE COMPANY | $429 | $0 | $429 | 9.91% |
| INSUROR'S OF TEXAS GENERAL AGENCY3 | 225 SOUTH 5TH STREET WACO, TX 76702 | ZURICH AMERICAN INSURANCE COMPANY | $549 | $0 | $549 | 14.99% |
| FIRST FINANCIAL CAPITAL CORPORATION3 | 16945 NORTHCHASE DRIVE HOUSTON, TX 77060 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | $0 | $2K | 74.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 254 | $1.5M |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 385 | $147K |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 385 | $147K |
| Life insurance(2 contracts, 2 carriers) | TEXAS LIFE INSURANCE COMPANY | 133 | $51K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 70 | $43K |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 129 | $14K |
| Other(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 81 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.