Welfare broker

EDWARD WAYNE CHARTON

Mailing address (most recent filing)

4352 COPPERSTONE LN

SIMI VALLEY, CA 930650216

Total comp: $49K
Commissions: $49K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where EDWARD WAYNE CHARTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$1.8M	0.0%	12.83x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EDWARD WAYNE CHARTON's plans by broker comp / premium ratio. Median 6.09% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of EDWARD WAYNE CHARTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EDWARD WAYNE CHARTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRAMELESS HARDWARE COMPANY LLC FRAMELESS HARDWARE COMPANY LLC EMPLOYEE WELFARE BENEFIT PLAN	CA	$1.8M	$109K	UNITEDHEALTHCARE INSURANCE COMPANY