Welfare broker

CAPSTONE PRIVATE WEALTH LLC

Mailing address (most recent filing)

7639 LEESBURG PIKE

FALLS CHURCH, VA 220432520

Total comp: $79K
Commissions: $56K
Fees: $23K
Filings: 2
Sponsors: 2

Carrier mix

Where CAPSTONE PRIVATE WEALTH LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$2.1M	0.0%	22.94x
DC	1	$1.3M	0.2%	88.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CAPSTONE PRIVATE WEALTH LLC's plans by broker comp / premium ratio. Median 3.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CAPSTONE PRIVATE WEALTH LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CAPSTONE PRIVATE WEALTH LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
B3 ENTERPRISES, LLC B3 ENTERPRISES, LLC WELFARE PLAN	VA	$2.1M	$78K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
AVER, LLC AVER, LLC EMPLOYEE BENEFITS PLAN	DC	$1.3M	$46K	CAREFIRST BLUECHOICE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$3.5M

100.0%

State

Plans

Premium

State share

Index

$2.1M

0.0%

22.94x

$1.3M

0.2%

88.47x

Sponsor

Loc

Premium

Comp

Carrier

B3 ENTERPRISES, LLC

B3 ENTERPRISES, LLC WELFARE PLAN

$2.1M

$78K

BLUE CROSS AND BLUE SHIELD OF ALABAMA

AVER, LLC

AVER, LLC EMPLOYEE BENEFITS PLAN

$1.3M

$46K

CAREFIRST BLUECHOICE, INC.