Welfare broker

BRETT BYRD

Mailing address (most recent filing)

2909 13TH STREET

GULFPORT, MS 39501

Total comp: $125K
Commissions: $125K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BRETT BYRD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.5M	0.2%	251.03x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRETT BYRD's plans by broker comp / premium ratio. Median 5.20% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRETT BYRD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRETT BYRD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GULF COAST RESTAURANT GROUP, INC. GULF COAST RESTAURANT GROUP, INC. EMPLOYEE BENEFITS PLAN	MS	$1.5M	$77K	BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY