Welfare broker

BRAZINSKI, BENJAMIN

Mailing address (most recent filing)

324 SOUTH STREET

RIDGEWAY, PA 15853

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where BRAZINSKI, BENJAMIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$733K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$733K	0.0%	24.10x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BRAZINSKI, BENJAMIN's plans by broker comp / premium ratio. Median 4.49% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of BRAZINSKI, BENJAMIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BRAZINSKI, BENJAMIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW LIGHT INC. NEW LIGHT INC. EMPLOYEE BENEFITS PLAN	PA	$733K	$33K	HIGHMARK INC.