Welfare broker

BENECO BROKER

Mailing address (most recent filing)

PHIL KIERMAYR

PHOENIX, AZ 85003

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BENECO BROKER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ALLSTATE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ALLSTATE	1	$28K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$28K	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENECO BROKER's plans by broker comp / premium ratio. Median 8.31% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENECO BROKER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENECO BROKER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SHIELDS INSTALLATION COMMERCIAL FLOORING INC SHIELDS INSTALLATION COMMERCIAL FLOORING INC HEALTH AND WELFARE PLAN	OR	$28K	$2K	ALLSTATE BENEFITS