Welfare broker

ACS BENEFIT SERVICES LLC

Mailing address (most recent filing)

470 W. HANES MILL RD

STE 100

WINSTON SALEM, NC 27105

Total comp: $231K
Commissions: $231K
Fees: $0
Filings: 15
Sponsors: 15

Carrier mix

Where ACS BENEFIT SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
ROCKPORT BENEFITS, LLC33.3%
COMPANION LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$518K	33.3%
ROCKPORT BENEFITS, LLC	1	$195K	33.3%
COMPANION LIFE INSURANCE COMPANY	1	$122K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$316K	0.1%	31.82x
IN	1	$518K	0.0%	11.32x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ACS BENEFIT SERVICES LLC's plans by broker comp / premium ratio. Median 16.10% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ACS BENEFIT SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ACS BENEFIT SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
C.H. GARMONG AND SON, INC. C.H. GARMONG AND SON, INC. EMPLOYEE HEALTH AND WELFARE PLAN	IN	$518K	$83K	OPTUM HEALTH
TRINITY REHAB, LLC TRINITY REHAB, LLC WELFARE BENEFIT PLAN	NC	$195K	$49K	ROCKPORT BENEFITS
BATTLEGROUND RESTAURANT GROUP INC BATTLEGROUND RESTAURANT GROUP HEALTH & DENTAL PLAN	NC	$122K	$13K	COMPANION LIFE INSURANCE COMPANY DBA IISI

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$518K

33.3%

ROCKPORT BENEFITS, LLC

$195K

33.3%

COMPANION LIFE INSURANCE COMPANY

$122K

33.3%

State

Plans

Premium

State share

Index

$316K

0.1%

31.82x

$518K

0.0%

11.32x

Sponsor

Loc

Premium

Comp

Carrier

C.H. GARMONG AND SON, INC.

C.H. GARMONG AND SON, INC. EMPLOYEE HEALTH AND WELFARE PLAN

$518K

$83K

OPTUM HEALTH

TRINITY REHAB, LLC

TRINITY REHAB, LLC WELFARE BENEFIT PLAN

$195K

$49K

ROCKPORT BENEFITS

BATTLEGROUND RESTAURANT GROUP INC

BATTLEGROUND RESTAURANT GROUP HEALTH & DENTAL PLAN

$122K

$13K

COMPANION LIFE INSURANCE COMPANY DBA IISI