Welfare broker

ACS BENEFIT SERVICES LLC

Mailing address (most recent filing)

470 W. HANES MILL ROAD

SUITE 100

WINSTON-SALEM, NC 27105

Total comp: $210K
Commissions: $210K
Fees: $0
Filings: 13
Sponsors: 13

Carrier mix

Where ACS BENEFIT SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMPANION LIFE INSURANCE COMPANY50.0%
BRECKPOINT50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMPANION LIFE INSURANCE COMPANY	1	$122K	50.0%
BRECKPOINT	1	$715K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$836K	0.1%	47.31x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ACS BENEFIT SERVICES LLC's plans by broker comp / premium ratio. Median 11.51% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of ACS BENEFIT SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ACS BENEFIT SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOUNTAIN RIVER TRUCKING COMPANY, INC. MOUNTAIN RIVER TRUCKING COMPANY, INC. WELFARE PLAN	NC	$715K	$89K	BRECKPOINT INSURANCE COMPANY LLC
BATTLEGROUND RESTAURANT GROUP INC BATTLEGROUND RESTAURANT GROUP HEALTH & DENTAL PLAN	NC	$122K	$13K	COMPANION LIFE INSURANCE COMPANY DBA IISI

Carrier

Plans

Premium

COMPANION LIFE INSURANCE COMPANY

$122K

50.0%

BRECKPOINT

$715K

50.0%

State

Plans

Premium

State share

Index

$836K

0.1%

47.31x

Sponsor

Loc

Premium

Comp

Carrier

MOUNTAIN RIVER TRUCKING COMPANY, INC.

MOUNTAIN RIVER TRUCKING COMPANY, INC. WELFARE PLAN

$715K

$89K

BRECKPOINT INSURANCE COMPANY LLC

BATTLEGROUND RESTAURANT GROUP INC

BATTLEGROUND RESTAURANT GROUP HEALTH & DENTAL PLAN

$122K

$13K

COMPANION LIFE INSURANCE COMPANY DBA IISI