| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 5.11% |
| LYNNETTE FUKUDA3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.63% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.23% |
| MARIA LUCIA ANTON3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $456 | — | $456 | 0.42% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | -$1K | — | -$1K | -1.04% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.72% |
| LYNNETTE FUKUDA3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 1.62% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.14% |
| MARIA LUCIA ANTON3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $609 | — | $609 | 0.67% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TN 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | -$46 | — | -$46 | -0.05% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 10.48% |
| LYNNETTE FUKUDA3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 4.53% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.27% |
| MARIA LUCIA ANTON3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $646 | — | $646 | 0.73% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 6.86% |
| LYNNETTE FUKUDA3 | 1585 KAPIOLANI BLVD HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.14% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TN 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $795 | — | $795 | 1.52% |
| MARIA LUCIA ANTON3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METROPOLITAN LIFE INSURANCE COMPANY | $707 | — | $707 | 1.35% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | — | $625 | $625 | 1.20% |
| LYNNETTE FUKUDA | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METLIFE LEGAL PLANS | $2K | — | $2K | 7.21% |
| MARIA LUCIA ANTON3 | 1585 KAPIOLANI BLVD STE 1188 HONOLULU, HI 968144545 | METLIFE LEGAL PLANS | $1K | — | $1K | 3.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 392 | $252K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 455 | $88K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 455 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.