No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUCK CONSULTANTS, LLC EIN 13-3954297 NONE | Contract Administrator; Actuarial; Direct payment from the plan; Consulting (pension) Service code 11 | — | $103K |
| CHAR SAKAMOTO ISHII LUM & CHING EIN 99-0268206 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $25K |
| CW ASSOCIATES, CPA'S EIN 26-1659234 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
| BENEFIT & RISK MANAGEMENT SERVICES EIN 68-0306908 NONE | Consulting (pension); Direct payment from the plan; Contract Administrator Service code 13 | — | $5K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Consulting (pension) Service code 17 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 617 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 347 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 964 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,122 | $17.1M |
| Dental | HAWAII DENTAL SERVICE | 957 | $954K |
| Vision(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,122 | $17.1M |
| Prescription drug(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,122 | $17.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,122 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.