| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOGAN CONSULTING GROUP, LLC3 Filed as: HOGAN CONSULTING GROUP | 1088 BISHOP STREET #1224 HONOLULU, HI 96813 | UNIVERSITY HEALTH ALLIANCE | $50K | — | $50K | 2.40% |
| TIMOTHY MICHAEL HOGAN3 | 71-A COUNTRY CLUB ROAD HONOLULU, HI 96817 | KAISER FOUNDATION HEALTH PLAN HAWAII | $10K | — | $10K | 1.28% |
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP STREET, SUITE 1224 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $4K | — | $4K | 2.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 390 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 354 | $2.9M |
| Dental | HAWAII DENTAL SERVICE | 470 | $148K |
| Vision | UNIVERSITY HEALTH ALLIANCE | 354 | $2.1M |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 354 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 470 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.