Welfare / HealthMEWAMEWAOpportunity flags

THE HEALTH & WELFARE PLAN FOR HAWAIIAN PROPERTIES, LTD - AOAO

Name: HAWAIIAN PROPERTIES, LTD. - THE HEALTH & WELFARE PLAN FOR HAWAIIAN PROPERTIES, LTD - AOAO (2018) Form 5500 welfare filing
Creator: HAWAIIAN PROPERTIES, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, welfare plan, group health, THE HEALTH & WELFARE PLAN FOR HAWAIIAN PROPERTIES, LTD - AOAO, HAWAIIAN PROPERTIES, LTD.

HAWAIIAN PROPERTIES, LTD.EIN 99-0160250Plan #502PY 2018

1165 BETHEL ST 2ND FL - HONOLULU, HI 968132205808-539-9777LinkedIn51-200 employeesreal estate

How to read this page

Premium / charges paid

$2.5M

+25.8% from 2023

Persons covered

-29.4% from 2023

Plan participants

334

+0.2% from 2023

Spend / covered life

$81K

+78.3% from 2023

Broker comp

$81

No prior year

History & trajectory

10 years

Premium / charges paid

Highest of premium received, premium earned, or total charges paid per Sch A contract — read as plan-paid carrier spend (includes retention where filer reported it that way).

Spend per covered life

Plan-paid carrier spend divided by persons covered.

Persons covered

EOY headcount summed across all contracts.

Broker compensation

Total commissions + fees paid to all brokers on the filing. Hover for % of premium (>5% may flag inefficient broker structure).

Premium by benefit type

Per-contract spend attributed to each declared benefit indicator (health, dental, vision, life, etc.).

Benefit-type mix (% of premium)

Year-over-year shift in coverage composition.

Coverage mix (latest year)

Premium by benefit bundle for 2018. Each Schedule A contract is counted once at its declared benefit combination (e.g. "Health + Rx" rather than splitting), so slices sum to total premium.

Health + Rx + Dental + Vision$2.5M 100.0%

Participant mix history

Active, retired/separated (receiving + eligible), and beneficiaries — Form 5500 line 5/6 counts.

Carrier share over time

% of premium by carrier per year (top 5 + Other).

Broker share over time

% of broker comp by broker per year (top 5 + Other).

Insurance carriers

2 carriers · 114 contracts · ranked by premium

Carrier

Coverage

Premium

Covered

Retention

Renews

Primary broker

HAWAII MEDICAL SERVICE ASSOCIATION

EIN 990040115 · 71 contracts

HealthRxDentalVisionHMOPPO

$1.9M

74.5%

0.0%

1/31/18Past

Contract 029390001

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMOPPO

$228K

9.1%

0.0%

12/31/18Past

Contract 021144001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$119K

4.7%

0.0%

6/30/18Past

Contract 014374004

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$92K

3.7%

0.0%

6/30/18Past

Contract 26482001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$76K

3.0%

0.0%

6/30/18Past

Contract 096517001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$74K

3.0%

0.0%

6/30/18Past

Contract 029509001

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMOPPO

$55K

2.2%

0.0%

1/31/18Past

Contract 066830001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$53K

2.1%

0.0%

6/30/18Past

Contract 076110001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$49K

1.9%

0.0%

6/30/18Past

Contract 022822001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$42K

1.7%

0.0%

6/30/18Past

Contract 015326004

2017-03-01 → 2018-02-28

HealthRxDentalVisionHMOPPO

$42K

1.7%

0.0%

2/28/18Past

Contract 015315004

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMOPPO

$41K

1.6%

0.0%

1/31/18Past

Contract 20321001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$39K

1.6%

0.0%

6/30/18Past

Contract 029539001

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMOPPO

$39K

1.5%

0.0%

1/31/18Past

Contract 019430001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$36K

1.4%

0.0%

6/30/18Past

Contract 021490001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$35K

1.4%

0.0%

6/30/18Past

Contract 014488001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$35K

1.4%

0.0%

6/30/18Past

Contract 999529001

2018-02-01 → 2019-01-01

HealthRxDentalVisionHMOPPO

$31K

1.2%

0.0%

1/1/19Past

Contract 097398001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$31K

1.2%

0.0%

6/30/18Past

Contract 24707001

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMOPPO

$30K

1.2%

0.0%

12/31/18Past

Contract 999765001

2017-11-01 → 2018-10-31

HealthRxDentalVisionHMOPPO

$30K

1.2%

0.0%

10/31/18Past

Contract 021192001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$29K

1.1%

0.0%

6/30/18Past

Contract 019731001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$28K

1.1%

0.0%

6/30/18Past

Contract 050491001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$28K

1.1%

0.0%

6/30/18Past

Contract 013540001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$28K

1.1%

0.0%

6/30/18Past

Contract 96499001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$27K

1.1%

0.0%

6/30/18Past

Contract 999813001

2017-10-01 → 2018-09-30

HealthRxDentalVisionHMOPPO

$26K

1.0%

0.0%

9/30/18Past

Contract 017523001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$25K

1.0%

0.0%

6/30/18Past

Contract 52958

Filed as: HAWAII MEDICAL ASSURANCE ASSOCIATION

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMOPPO

$24K

0.9%

0.0%

12/31/18Past

Contract 087133003

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$23K

0.9%

0.0%

6/30/18Past

Contract 096501001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$22K

0.9%

0.0%

6/30/18Past

Contract 014809001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$21K

0.8%

0.0%

6/30/18Past

Contract 022750001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$20K

0.8%

0.0%

6/30/18Past

Contract 029384001

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMOPPO

$19K

0.8%

0.0%

12/31/18Past

Contract 014098001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$19K

0.7%

0.0%

6/30/18Past

Contract 999884001

2017-09-01 → 2018-08-31

HealthRxDentalVisionHMOPPO

$18K

0.7%

0.0%

8/31/18Past

Contract 013168001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$17K

0.7%

0.0%

6/30/18Past

Contract 056509001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$16K

0.6%

0.0%

6/30/18Past

Contract 093847001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$16K

0.6%

0.0%

6/30/18Past

Contract 023449001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$15K

0.6%

0.0%

6/30/18Past

Contract 074635001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$15K

0.6%

0.0%

6/30/18Past

Contract 999933001

2017-08-01 → 2018-07-31

HealthRxDentalVisionHMOPPO

$14K

0.6%

0.0%

7/31/18Past

Contract 028788001

2017-09-01 → 2018-08-31

HealthRxDentalVisionHMOPPO

$14K

0.5%

0.0%

8/31/18Past

Contract 022374001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$13K

0.5%

0.0%

6/30/18Past

Contract 16583001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$13K

0.5%

0.0%

6/30/18Past

Contract 023547001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$13K

0.5%

0.0%

6/30/18Past

Contract 087931003

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$13K

0.5%

0.0%

6/30/18Past

Contract 074124001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$12K

0.5%

0.0%

6/30/18Past

Contract 094605004

2017-10-01 → 2018-09-30

HealthRxDentalVisionHMOPPO

$11K

0.5%

0.0%

9/30/18Past

Contract 029145001

2017-12-01 → 2018-11-30

HealthRxDentalVisionHMOPPO

$11K

0.5%

0.0%

11/30/18Past

Contract 000088001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$11K

0.5%

0.0%

6/30/18Past

Contract 016699001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$11K

0.5%

0.0%

6/30/18Past

Contract 099652001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$11K

0.4%

0.0%

6/30/18Past

Contract 26170001

2017-04-01 → 2018-03-31

HealthRxDentalVisionHMOPPO

$11K

0.4%

0.0%

3/31/18Past

Contract 027642001

2017-04-01 → 2018-03-31

HealthRxDentalVisionHMOPPO

$10K

0.4%

0.0%

3/31/18Past

Contract 26756001

2017-11-01 → 2018-10-31

HealthRxDentalVisionHMOPPO

$8K

0.3%

0.0%

10/31/18Past

Contract 022159001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$8K

0.3%

0.0%

6/30/18Past

Contract 027824001

2017-06-01 → 2018-05-31

HealthRxDentalVisionHMOPPO

$8K

0.3%

0.0%

5/31/18Past

Contract 028216001

2017-12-01 → 2018-11-30

HealthRxDentalVisionHMOPPO

$7K

0.3%

0.0%

11/30/18Past

Contract 999528001

2018-02-01 → 2019-01-01

HealthRxDentalVisionHMOPPO

$7K

0.3%

0.0%

1/1/19Past

Contract 26171001

2017-04-01 → 2018-03-31

HealthRxDentalVisionHMOPPO

$6K

0.2%

0.0%

3/31/18Past

Contract 26483001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$6K

0.2%

0.0%

6/30/18Past

Contract 067653003

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$6K

0.2%

0.0%

6/30/18Past

Contract 012621001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$6K

0.2%

0.0%

6/30/18Past

Contract 091694001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$5K

0.2%

0.0%

6/30/18Past

100

Contract 099484001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$5K

0.2%

0.0%

6/30/18Past

101

Contract 023333001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$5K

0.2%

0.0%

6/30/18Past

102

Contract 015337004

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$5K

0.2%

0.0%

6/30/18Past

104

Contract 011285001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$5K

0.2%

0.0%

6/30/18Past

108

Contract 024087001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$3K

0.1%

0.0%

6/30/18Past

110

Contract 026064001

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMOPPO

$2K

0.1%

0.0%

1/31/18Past

113

Contract 020405001

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMOPPO

$1K

0.0%

6/30/18Past

KAISER FOUNDATION HEALTH PLAN INC

EIN 941340523 · 43 contracts

HealthRxDentalVisionHMO

$641K

25.5%

0.0%

1/31/18Past

Contract 078351012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$40K

1.6%

0.0%

6/30/18Past

Contract 075231012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$33K

1.3%

0.0%

12/31/18Past

Contract 078561012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$32K

1.3%

0.0%

6/30/18Past

Contract 078471012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$30K

1.2%

0.0%

6/30/18Past

Contract 078391012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$30K

1.2%

0.0%

6/30/18Past

Contract 096621012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$29K

1.2%

0.0%

12/31/18Past

Contract 086111012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-03-01 → 2018-02-28

HealthRxDentalVisionHMO

$28K

1.1%

0.0%

2/28/18Past

Contract 078431012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$28K

1.1%

0.0%

6/30/18Past

Contract 078441012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$27K

1.1%

0.0%

6/30/18Past

Contract 078201012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$26K

1.0%

0.0%

12/31/18Past

Contract 075261012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMO

$25K

1.0%

0.0%

1/31/18Past

Contract 078421012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$25K

1.0%

0.0%

6/30/18Past

Contract 332161012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$24K

1.0%

0.0%

12/31/18Past

Contract 078261012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$20K

0.8%

0.0%

6/30/18Past

Contract 078481012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$18K

0.7%

0.0%

6/30/18Past

Contract 078451012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$16K

0.7%

0.0%

6/30/18Past

Contract 078501012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$16K

0.6%

0.0%

6/30/18Past

Contract 087271012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-06-01 → 2018-05-31

HealthRxDentalVisionHMO

$15K

0.6%

0.0%

5/31/18Past

Contract 078521012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$15K

0.6%

0.0%

6/30/18Past

Contract 084561012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-12-01 → 2018-11-30

HealthRxDentalVisionHMO

$12K

0.5%

0.0%

11/30/18Past

Contract 089071012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-09-01 → 2018-08-31

HealthRxDentalVisionHMO

$11K

0.4%

0.0%

8/31/18Past

Contract 078291012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$11K

0.4%

0.0%

6/30/18Past

Contract 078541012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$10K

0.4%

0.0%

6/30/18Past

Contract 094441012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$10K

0.4%

0.0%

12/31/18Past

Contract 078551012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$9K

0.4%

0.0%

6/30/18Past

Contract 078321012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$9K

0.4%

0.0%

6/30/18Past

Contract 078301012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$9K

0.3%

0.0%

6/30/18Past

Contract 078381012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$9K

0.3%

0.0%

6/30/18Past

Contract 063361012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-05-01 → 2018-04-30

HealthRxDentalVisionHMO

$9K

0.3%

0.0%

4/30/18Past

Contract 078581012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$8K

0.3%

0.0%

6/30/18Past

Contract 094121012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$8K

0.3%

0.0%

6/30/18Past

Contract 076441012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$7K

0.3%

0.0%

12/31/18Past

Contract 079781012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-08-01 → 2018-07-31

HealthRxDentalVisionHMO

$7K

0.3%

0.0%

7/31/18Past

Contract 075381012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2018-01-01 → 2018-12-31

HealthRxDentalVisionHMO

$7K

0.3%

0.0%

12/31/18Past

PSH INSURANCE INC

Contract 078591012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$6K

0.2%

0.0%

6/30/18Past

103

Contract 103241012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-11-01 → 2018-10-31

HealthRxDentalVisionHMO

$5K

0.2%

0.0%

10/31/18Past

105

Contract 075031012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-02-01 → 2018-01-31

HealthRxDentalVisionHMO

$5K

0.2%

0.0%

1/31/18Past

106

Contract 099141012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-05-01 → 2018-04-30

HealthRxDentalVisionHMO

$4K

0.2%

0.0%

4/30/18Past

107

Contract 078541012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$4K

0.2%

0.0%

6/30/18Past

109

Contract 095421012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-10-01 → 2018-09-30

HealthRxDentalVisionHMO

$3K

0.1%

0.0%

9/30/18Past

111

Contract 083261012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-08-01 → 2018-07-31

HealthRxDentalVisionHMO

$2K

0.1%

0.0%

7/31/18Past

112

Contract 078461012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-07-01 → 2018-06-30

HealthRxDentalVisionHMO

$1K

0.1%

0.0%

6/30/18Past

114

Contract 087261012

Filed as: KAISER FOUNDATION HEALTH PLAN OF HAWAII

2017-05-01 → 2018-04-30

HealthRxDentalVisionHMO

$540

0.0%

4/30/18Past

Brokers / consultants

1 broker row

Broker	Address	Carrier	Commissions	Fees	Total comp	% of premium
PSH INSURANCE, INC. Filed as: PSH INSURANCE INC	737 BISHOP ST #2120 HONOLULU, HI 96813	KAISER FOUNDATION HEALTH PLAN OF HAWAII	$81	$0	$81	1.18%

Service providers (Schedule C)

No Schedule C service providers reported on this filing.

Coverage breadth

1 benefit type

Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).

Health✓Not declared:DentalVisionLifeShort-term disabilityLong-term disabilityPrescription drugDeath benefitsSeveranceUnemploymentSupplementalOther

Population walkthrough

114 Sch A contracts

The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.

Form 5500 line 6 — sponsor-reported, single number per filing

Active participants	334	Currently employed and enrolled or eligible.
Total participants (= "Plan participants" tile)	334	Active + retired/separated + beneficiaries. No dependents.

Schedule A — per-contract enrollment, one row per coverage line

Coverage	Top carrier	Persons covered EOY	Premium
Health (medical)(114 contracts, 3 carriers)	HAWAII MEDICAL SERVICE ASSOCIATION	31	$2.5M
Dental(114 contracts, 3 carriers)	HAWAII MEDICAL SERVICE ASSOCIATION	31	$2.5M
Vision(114 contracts, 3 carriers)	HAWAII MEDICAL SERVICE ASSOCIATION	31	$2.5M
Prescription drug(114 contracts, 3 carriers)	HAWAII MEDICAL SERVICE ASSOCIATION	31	$2.5M
Persons covered (= "Persons covered" tile)	Max across the rows above	31	—

Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."

Opportunity flags

4 of 12 tripped

Opportunity
Premium spike (>20% YoY)
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Opportunity
Broker switch year-over-year
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Opportunity
Underbroker / direct-write
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Compliance
MEWA
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.

Funding & risk

MEWA

Multiple-employer welfare arrangement. Subject to specific regulatory and compliance context; specific consultant niche.

Schedule A contracts: 114
Carriers: 3
Brokers: 1
Stop-loss attached: No
Welfare charges: $2.5M
Retention: —
Retention rate: 0.0%

Broker

Address

Carrier

Commissions

Fees

Total comp

% of premium

PSH INSURANCE, INC.

Filed as: PSH INSURANCE INC

737 BISHOP ST #2120

HONOLULU, HI 96813

KAISER FOUNDATION HEALTH PLAN OF HAWAII

$81

1.18%

Coverage

Top carrier

Persons covered EOY

Premium

Health (medical)(114 contracts, 3 carriers)

HAWAII MEDICAL SERVICE ASSOCIATION

$2.5M

Dental(114 contracts, 3 carriers)

HAWAII MEDICAL SERVICE ASSOCIATION

$2.5M

Vision(114 contracts, 3 carriers)

HAWAII MEDICAL SERVICE ASSOCIATION

$2.5M

Prescription drug(114 contracts, 3 carriers)

HAWAII MEDICAL SERVICE ASSOCIATION

$2.5M

Persons covered (= "Persons covered" tile)

Max across the rows above

—

THE HEALTH & WELFARE PLAN FOR HAWAIIAN PROPERTIES, LTD - AOAO

Summary metrics

History & trajectory

Insurance carriers

Brokers / consultants

Service providers (Schedule C)

Coverage breadth

Population walkthrough

Opportunity flags

Funding & risk

THE HEALTH & WELFARE PLAN FOR HAWAIIAN PROPERTIES, LTD - AOAO

Summary metrics

History & trajectory

Insurance carriers

Brokers / consultants

Service providers (Schedule C)

Coverage breadth

Population walkthrough

Opportunity flags

Funding & risk