| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | BLUE CROSS OF CALIFORNIA | $43K | — | $43K | 2.91% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | KAISER FOUNDATION HEALTH PLAN INC. | $9K | $89 | $10K | 3.07% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 5.00% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5K | — | $5K | 4.86% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTEN AVE., SUITE 250 TORRANCE, CA 90501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $62 | $8K | 15.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS RISK & INSURANCE SERVICES | 777 S. FIGUEROA ST., SUITE 2200 LOS ANGELES, CA 90017 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $499 | — | $499 | 3.71% |
| SEVEN CORNERS INSURANCE SOLUTIONS3 Filed as: SEVEN CORNER INSURANCE SOLUTIONS | 21241 S. WESTERN AVE., SUITE 250 TORRANCE, CA 90501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $983 | — | $983 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 173 | $1.9M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 214 | $146K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 340 | $13K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 90 | $51K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 6 | $7K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 173 | $1.9M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 90 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.