| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $48K | — | $48K | 3.50% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | HAWAII MEDICAL SERVICE ASSOCIATION | — | — | $0 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $2K | — | $2K | 1.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $2K | — | $2K | 2.82% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | PACIFIC GUARDIAN LIFE INSURANCE COMPANY LTD | $3K | — | $3K | 7.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.17% |
| CONSUMER GROUP INS SVCS INC3 | 500 ALA MOANA BLVD SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $155 | — | $155 | 0.76% |
| BENCHMARK INS GROUP LLC3 | 7300 CARMEL EXECUTIVE DRIVE SUITE330 CHARLOTTE, NC 28226 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145 | — | $145 | 0.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | VISION SERVICE PLAN | $1K | — | $1K | 5.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $233 | — | $233 | 2.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PAC INS | 700 BISHOP STREET SUITE 1400 HONOLULU, HI 96813 | USABLE LIFE | $287 | $57 | $344 | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 532 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 207 | $2.6M |
| Dental | HAWAII DENTAL SERVICE | 405 | $102K |
| Vision(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 251 | $1.5M |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE COMPANY LTD | 335 | $34K |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 207 | $2.6M |
| Other(3 contracts, 3 carriers) | PACIFIC GUARDIAN LIFE INSURANCE COMPANY LTD | 335 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.