| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNIVERSITY HEALTH ALLIANCE | $39K | — | $39K | 3.26% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN, INC. | $30K | $0 | $30K | 3.43% |
| MERCER HEALTH AND BENEFITS, LLC3 | 700 BISHOP STREET, SUITE 1100 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $4K | — | $4K | 2.49% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $1K | $11K | 12.29% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $454 | $4K | 12.29% |
| JASON C CRANE3 Filed as: JASON C. CRANE | 921219 HOOKEHA STREET KAPOLEI, HI 96707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 10.21% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 HONOLULU, HI 96789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 9.56% |
| TYLER K. PANG AND OTHER AGENTS3 | 2510 RAINBOW DRIVE HONOLULU, HI 96822 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 5.84% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 5.67% |
| CHRISTIAN FERMAHIN3 Filed as: CHRISTIAN T. FERMAHIN | 99157 KEALAKAHA DRIVE AIEA, HI 96701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $530 | $0 | $530 | 1.71% |
| KAHIKINA CONSULTING, INC.3 | 68 KUMULAAU OHIA LOOP WAILUKU, HI 96793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $489 | $0 | $489 | 1.58% |
| KRISTOPHER KEAHIOLALO3 Filed as: KRISTOPHER ISAAC KEAHIOLALO | 531 HAHAIONE STREET SUITE 11A HONOLULU, HI 96825 | CONTINENTAL AMERICAN INSURANCE COMPANY | $479 | $0 | $479 | 1.55% |
| GRACE KIM AND OTHER AGENTS3 | 15423 PARK POINT AVENUE UNIT 102 LAKE ELSINORE, CA 92532 | AFLAC | $1K | $0 | $1K | 5.54% |
| PATTIE L ARANIO3 Filed as: PATTIE L. ARANIO | PO BOX 894711 MILILANI, HI 96789 | AFLAC | $560 | $0 | $560 | 2.10% |
| JULIE C GUSHIKEN3 Filed as: JULIE C. GUSHIKEN | 1138 MANONO STREET HILO, HI 96720 | AFLAC | $264 | $0 | $264 | 0.99% |
| STEPHEN H ARANIO3 Filed as: STEPHEN H. ARANIO | 1136 UNION MALL, SUITE 800 HONOLULU, HI 96813 | AFLAC | $196 | $0 | $196 | 0.74% |
| PIONEER PACIFIC FINANCIAL3 Filed as: PIONEER PACIFIC FIN SERVICES, INC. | 1132 BISHOP STREET STE 2101 HONOLULU, HI 96813 | AFLAC | $167 | $0 | $167 | 0.63% |
| DERRICK K CHING3 Filed as: DERRICK K. CHING | 5867 KOALI STREET KAPAA, HI 96746 | AFLAC | $139 | $0 | $139 | 0.52% |
| MICHAEL E JONES3 Filed as: MICHAEL E. JONES | 911043 MANAOPAA STREET EWA BEACH, HI 96706 | AFLAC | $91 | $0 | $91 | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 164 | $2.0M |
| Dental | HAWAII DENTAL SERVICE | 324 | $142K |
| Vision(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 164 | $2.0M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 207 | $124K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 207 | $93K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 207 | $93K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 164 | $2.0M |
| Other(5 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 207 | $188K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.