| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARCUS R BOLAND3 | MAUKA TOWER 737 BISHOP ST STE 1700 HONOLULU, HI 96813 | NORTHWESTER MUTUAL | $14K | $4K | $18K | 15.02% |
| JAMESON PAUL DELGADILLO3 | MAUKA TOWER 737 BISHOP ST STE 1700 HONOLULU, HI 96813 | NORTHWESTER MUTUAL | $1K | $423 | $2K | 1.34% |
| TOM STEWART IN SOL INC3 | 655 W BROADWAY STE 1700 SAN DIEGO, CA 92101 | NORTHWESTER MUTUAL | $1K | $142 | $1K | 1.11% |
| DELGADILLO HOLDINGS LLC3 | MAUKA TOWER 737 BISHOP ST STE 1700 HONOLULU, HI 96813 | NORTHWESTER MUTUAL | $504 | $60 | $564 | 0.47% |
| MARCUS R BOLAND3 | MAUKA TOWER 737 BISHOP ST. STE. 1700 HONOLULU, HI 96813 | NORTHERN MUTAL | $9K | $4K | $12K | 17.10% |
| JAMESON PAUL DELGADILLO3 | MAUKA TOWER 737 BISHOP ST. STE. 1700 HONOLULU, HI 96813 | NORTHERN MUTAL | $702 | $252 | $954 | 1.34% |
| TOM STEWART IN SOL INC | 655 W BROADWAY STE 1700 SAN DIEGO, CA 92101 | NORTHERN MUTAL | $702 | $84 | $786 | 1.11% |
| DELGADILLO HOLDINGS LLC3 | MAUKA TOWER 737 BISHOP ST STE 1700 HONOLULU, HI 96813 | NORTHERN MUTAL | $301 | $36 | $337 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 464 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 464 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NORTHERN MUTAL | 464 | $71K |
| Long-term disability | NORTHWESTER MUTUAL | 464 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.