| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PSH INSURANCE, INC. Filed as: PSH INSURANCE | 737 BISHOP ST, STE 2120 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $5K | $324 | $6K | 6.07% |
| RICHARD KERSTEN Filed as: RICHARD FONSECA JR | 737 BISHOP ST, STE 2120 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $3K | $86 | $3K | 3.05% |
| PIOPAC FIDELITY | 1132 BISHOP ST, #2101 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $1K | $0 | $1K | 1.40% |
| PIONEER PACIFIC FINANCIAL | 1132 BISHOP ST, STE 2101 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $897 | $0 | $897 | 0.95% |
| GALEN MIZUGUCHI | 101 AUPUNI ST, STE 1001 A HILO, HI 96720 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $633 | $2 | $635 | 0.67% |
| RUSSELL A. HAYASHI | P.O. BOX 20 PEPEEKEO, HI 96783 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $525 | $12 | $537 | 0.57% |
| PSH INSURANCE, INC. Filed as: PSH INSURANCE INC | 737 BISHOP ST, STE 2120 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $505 | $0 | $505 | 0.54% |
| DUSTIN DEAN DENIZ | 222 LILIUOKALANI AVE APT 803 HONOLULU, HI 96815 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $413 | $78 | $491 | 0.52% |
| KAI M TAKEKAWA Filed as: KAI M. TAKEKAWA | 1378 HONOKAHUA ST HONOLULU, HI 96825 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $395 | $82 | $477 | 0.51% |
| CELINA UEHARA | 91-6555 KAPOLEI PKWY EWA BEACH, HI 96806 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $339 | $0 | $339 | 0.36% |
| CALVIN L MALINA JR Filed as: CALVIN L. MALINA JR | 1888 KALAKAUA AVE, STE C312 334 HONOLULU, HI 96815 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $295 | $0 | $295 | 0.31% |
| JAMES ARTHUR HARBOUR | 1100 ALAKEA ST, STE 3200 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $196 | $81 | $277 | 0.29% |
| DUSTIN DEAN DENIZ | 725 KAPIOLANI BLVD, STE C302 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $246 | $4 | $250 | 0.27% |
| JULIE C GUSHIKEN Filed as: JULIE C. GUSHIKEN | 1138 MANONO ST HILO, HI 96720 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $226 | $2 | $228 | 0.24% |
| GLEN M MIYAMOTO Filed as: GLEN MIYAMOTO | P.O. BOX 62971 EWA BEACH, HI 96706 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $195 | $0 | $195 | 0.21% |
| MICHAEL E JONES Filed as: MICHAEL E. JONES | 15 MALIHINI PL WAILUKU, HI 96793 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $167 | $0 | $167 | 0.18% |
| ENROLLEASE Filed as: CLARKE T. TERUYA | 1253 S. BERETANIA STREET STE. 2904 HONOLULU, HI 96814 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $141 | $0 | $141 | 0.15% |
| CHRISTIAN FERMAHIN | 99-157 KEALAKAHA DR AIEA, HI 96701 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $126 | $0 | $126 | 0.13% |
| MARLA S TAKAMORI Filed as: MARLA S. TAKAMORI | 677 ALA MOANA BLVD STE 720 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $121 | $0 | $121 | 0.13% |
| SAMUEL I. ACOSTA | 94 300 FARRINGTON HWY SUITE G 15 WAIPAHU, HI 96797 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $118 | $0 | $118 | 0.13% |
| JOCELIN T Y ACOSTA Filed as: JOCELIN T.Y. ACOSTA | P.O. BOX 283305 HONOLULU, HI 96826 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $106 | $0 | $106 | 0.11% |
| GALE KLY FENNA | 337-B1 KALAMA ST KAILUA, HI 96734 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $70 | $0 | $70 | 0.07% |
| COLIN D FUKAMI Filed as: COLIN D. FUKAMI | 98-1277 KAAHUMANU ST, 106-364 AIEA, HI 96701 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $62 | $0 | $62 | 0.07% |
| KYLE C KWOCK Filed as: KYLE C. KWOCK | 1667 KAUMOLI ST PEARL CITY, HI 96782 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $46 | $0 | $46 | 0.05% |
| PATTIE L ARANIO Filed as: PATTIE L. ARANIO | 1136 UNION MALL, STE. 705 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $38 | $0 | $38 | 0.04% |
| RONALD B SALMON Filed as: RONALD B. SALMON | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $34 | $0 | $34 | 0.04% |
| NELSON E. BANNISTER | PO BOX 235148 HONOLULU, HI 96823 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $32 | $0 | $32 | 0.03% |
| DENNIS V. MCCOOLA | 1132 BISHOP ST, STE 2101 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $23 | $0 | $23 | 0.02% |
| GLENN KAZUTO TADA Filed as: GLENN TADA | 259 EDITA ST HILO, HI 96720 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $20 | $0 | $20 | 0.02% |
| BRONSON K SISMAR Filed as: BRONSON K. SISMAR | 740 AHUKINI ST HONOLULU, HI 96825 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $16 | $0 | $16 | 0.02% |
| MICHELLE W. MAGARIFUJI | 737 BISHOP ST, STE 2120 HONOLULU, HI 96813 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $15 | $0 | $15 | 0.02% |
| STEVEN KAISER | 4120 OLD BARK WAY CUMMING, GA 30041 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $10 | $0 | $10 | 0.01% |
| JARED M. MIYAMOTO | PO BOX 62971 EWA BEACH, HI 96706 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $6 | $0 | $6 | 0.01% |
| PEGGY K SALMON Filed as: PEGGY K. SALMON | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $6 | $0 | $6 | 0.01% |
| KAREN C ST ONGE | PO BOX 31231 HONOLULU, HI 96820 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $6 | $0 | $6 | 0.01% |
| WAYNELLA MCNEIL | 44-308 OLINA ST, APT 3 KANEOHE, HI 96744 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $4 | $0 | $4 | 0.00% |
| SCOTT W BLACKSHEAR | 3453 CATHRYN DR COLUMBUS, GA 31906 | AMERICAN FAMILY LIFE ASSURANCE OF COLUMBUS (AFLAC) | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.