| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BARNEY AND BARNEY | LOCKBOX 740659 LOS ANGELES, CA 90074 | AETNA LIFE INSURANCE COMPANY | $151K | $42K | $193K | 1.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA LIFE INSURANCE COMPANY | $31K | $17 | $31K | 0.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BARNEY AND BARNEY | LOCKBOX 740659 LOS ANGELES, CA 90074 | AETNA HEALTH OF CALIFORNIA INC. | $41K | $0 | $41K | 0.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA HEALTH OF CALIFORNIA INC. | $9K | $0 | $9K | 0.17% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | DELTA DENTAL OF CALIFORNIA | $60K | $0 | $60K | 4.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | HARTFORD LIFE AND ACCIDENT | $57K | $0 | $57K | 5.81% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 100 FRONT STREET, SUITE 800 WORCESTER, MA 01608 | HARTFORD LIFE AND ACCIDENT | $0 | $21K | $21K | 2.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $4K | $0 | $4K | 2.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 740659 LOS ANGELES, CA 90074 | LEGAL CLUB | $6K | $0 | $6K | 27.68% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL | UNKNOWN SANTA MONICA, CA 90404 | LEGAL CLUB | $1K | $0 | $1K | 5.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,325 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,873 | $24.1M |
| Dental | DELTA DENTAL OF CALIFORNIA | 2,742 | $1.4M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,873 | $19.1M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,325 | $989K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,325 | $989K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,325 | $989K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,873 | $24.1M |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 2,579 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,742 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.